Smithville, TN Airbnb Market Data, Statistics, and Occupancy Rates

As of Apr, 27 2026

Rabbu ROI Score

61 / 100

Smithville offers attractive short-term rental potential, with a balance of healthy demand and revenue relative to property values.

Smithville Short-Term Rental Market Overview

Smithville, TN presents an intriguing short-term rental opportunity anchored by an above-average revenue-to-price ratio and strong market growth — active listings have surged 88% year over year. With an average annual revenue of $36,507 against average home values of $448,416, investors can achieve a compelling yield relative to entry cost. The market's proximity to Center Hill Lake and the surrounding natural amenities drive a highly seasonal but lucrative summer demand pattern, with July revenue peaking at $5,070 per listing.

Key Market Statistics

According to Rabbu market data, the Smithville short-term rental market shows:

Key Airbnb and short-term rental market statistics.
Metric Context Value
Active Airbnb Listings As of Apr, 27 2026 69
Average Daily Rate (ADR) vs. $309 state avg. $258
Average Occupancy Rate vs. 29% state avg. 17%
RevPAN ADR * Occupancy Rate $44
Average Monthly Revenue Historical 12-month average $3,042
Average Annual Revenue Historical 12-month average $36,507

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026.

Why Investors Consider Smithville

Investors are drawn to Smithville for its favorable revenue-to-price ratio and lake-driven tourism demand that supports premium nightly rates on larger properties.

Key investment factors

  • Above-average revenue-to-price ratio with average home values of $448,416 and annual revenue of $36,507
  • 88% year-over-year listing growth signals accelerating traveler demand and market momentum
  • Five-bedroom properties generate $63,844 annually, offering strong returns for investors willing to go bigger
  • Lake access and waterfront amenities create a natural draw for weekend and summer getaway guests
  • Seasonal peak from June through September concentrates a large share of annual revenue into a predictable window

Expert Market Assessment

"Smithville earns an "Attractive Opportunity" designation with an ROI score of 61 out of 100, driven primarily by its above-average revenue-to-price ratio and positive growth trajectory. The market's clear seasonality — July tops $5,070 while January dips to $1,120 — means investors need to plan cash flow around a concentrated earning window from late spring through early fall. Occupancy stability and supply/demand balance are below average, reflecting both the seasonal nature of lake-area tourism and the rapid influx of new listings. For investors who can weather quieter winter months and differentiate through amenities like hot tubs and lake access, Smithville offers a genuinely compelling entry point."

— Rabbu Market Analysis Team

Understanding Smithville's ROI Score: 61/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

Factor Smithville Performance Weight
Revenue-to-Price Ratio Above average 40%
Occupancy Stability Below average 30%
Market Growth Trend Above average 15%
Supply/Demand Balance Below average 15%

What This Means for Investors

Smithville's ROI score of 61 out of 100 places it in the "Attractive Opportunity" band, driven primarily by an above-average revenue-to-price ratio that makes entry costs more manageable relative to earning potential. Growth trend also scores above average, reflecting the 88% surge in active listings and growing traveler interest. However, below-average marks on occupancy stability and supply/demand balance highlight risks from pronounced seasonality and rapid inventory expansion — pairing this data with thorough local regulatory research will help investors set realistic expectations.

Short-Term Rental Regulations in Smithville

Understanding local STR regulations is essential before investing in Smithville. Here's the current regulatory landscape:

Permit Requirements

Short-term rental operators in Smithville, Tennessee may be required to obtain permits or register with local authorities before listing a property. Investors should verify current permit requirements with the City of Smithville and DeKalb County, as regulations can evolve alongside the market's rapid growth.

Key Restrictions

Common STR restrictions in Tennessee communities can include occupancy limits based on property size, minimum stay requirements, noise and parking ordinances, and HOA-level covenants that may prohibit or limit rentals. Investors should review both municipal codes and any applicable homeowners association rules before purchasing.

Tax Obligations

Tennessee imposes state and local sales tax as well as an occupancy tax on short-term rentals, and hosts should confirm the applicable rates for DeKalb County. Major booking platforms typically collect and remit these taxes on behalf of hosts, but it's prudent to verify compliance with a local tax professional.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Smithville can provide current regulatory guidance.

Short-Term Rental Financing for Smithville

Financing an Airbnb investment in Smithville requires lenders who understand STR income. Rabbu partner lenders offer:

  • DSCR Loans: Qualify based on property income, not personal income
  • Low Down Payment: As low as 10–15% for investment properties
  • Fast Closing: 21–30 day average close times
  • STR Experience: Lenders who understand vacation rental underwriting
Connect with a Smithville Lender →

Future Outlook & Long-Term Forecast

"Over the next 12–18 months, Smithville's STR market is likely to continue expanding as the 88% year-over-year listing growth signals rising investor interest and traveler demand. Summer months should remain the primary revenue driver, with peak monthly earnings estimated in the $4,300–$5,100 range from June through August. Occupancy rates, currently at 17% versus a 29% state average, may tighten slightly as the market matures and hosts optimize pricing, though investors should plan conservatively around the pronounced off-season dip. ADR could see modest upward pressure of 2–4% as larger, amenity-rich properties continue to command premiums."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Smithville, TN

What is the average Airbnb occupancy rate in Smithville?
The average occupancy rate for Airbnb listings in Smithville is currently 17%, which falls below the Tennessee state average of 29%. This lower figure reflects the market's pronounced seasonality — summer months drive the bulk of bookings while winter months see significantly reduced demand. One-bedroom units lead at 21% occupancy, while four-bedroom properties sit at 14%.
How much do Airbnb hosts make in Smithville?
Airbnb hosts in Smithville earn an average of $3,042 per month and $36,507 per year based on trailing 12-month booking data. Earnings vary significantly by property size: one-bedroom listings average $20,177 annually, while five-bedroom properties generate approximately $63,844 per year. Revenue is heavily weighted toward summer, with July averaging $5,070 per listing.
Is Smithville a good market for Airbnb investment?
Smithville scores a 61 out of 100 on Rabbu's ROI Score, rated as an "Attractive Opportunity." The market's above-average revenue-to-price ratio is a key strength, meaning earnings relative to property costs are favorable compared to many Tennessee markets. However, below-average occupancy stability and supply/demand balance mean investors should plan for seasonal cash flow fluctuations and increasing competition from new listings.
What is the average daily rate (ADR) for Airbnb in Smithville?
The average daily rate in Smithville is $258, which is below the Tennessee state average of $309. ADR scales meaningfully with property size — one-bedroom listings average $172 per night, while five-bedroom properties command $379. Larger properties with premium amenities like lake access and hot tubs tend to achieve the highest nightly rates.
Are short-term rentals legal in Smithville?
Short-term rentals are generally permitted in the Smithville, Tennessee area, though specific permit or registration requirements may apply. Investors should check with the City of Smithville and DeKalb County for the most current regulations, including any zoning restrictions, occupancy limits, or tax registration obligations that may be in effect.
When is peak season for Airbnb in Smithville?
Peak season in Smithville runs from June through September, with July delivering the highest average monthly revenue at $5,070 per listing. June ($4,343), August ($4,279), and September ($3,873) round out the strongest earning months. The off-season runs from December through February, when monthly revenue drops to around $1,120–$1,196 — roughly a quarter of peak-month earnings.
How many Airbnbs are there in Smithville?
Smithville currently has 69 active Airbnb listings as of April 2026. The market has experienced significant growth, with active listings increasing 88% year over year. Supply is distributed primarily among three- and four-bedroom properties (18 and 19 listings respectively), with fewer one-bedroom (8) and five-bedroom (7) options.
How is Airbnb revenue calculated in Smithville?
The annual and monthly revenue figures for Smithville are derived from the trailing 12 months of historical booking performance for active comparable Airbnb listings in the market — they are not forward-looking projections. We average each comparable listing's actual revenue per available night (RevPAN) by month over the past year, remove regional outliers, and roll the remainder into a market-level historical average. Because each month uses its own historical performance, the figures naturally reflect seasonal peaks (like July at $5,070) and slower months (like January at $1,120). Individual results can vary based on property quality, pricing strategy, and operational management.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

  • Regularly updated active Airbnb and STR listing counts, occupancy rates, and daily rates across the Smithville market
  • Historical revenue and RevPAN metrics based on trailing 12-month booking performance
  • Property size breakdowns for listings, ADR, occupancy, and revenue to help investors compare configurations
  • Amenity prevalence data showing what guests expect from competitive listings
  • Home value benchmarks sourced from the Zillow Home Value Index (ZHVI) for return-on-investment context

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing 12-month averages and current market snapshots; individual property results may vary based on location, condition, amenities, and management quality. Local regulations governing short-term rentals can change; investors should verify current permit, zoning, and tax requirements before purchasing.

Next Steps

Ready to invest in Smithville's short-term rental market? Take action with these resources:

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