Stone Harbor, NJ Airbnb Market Data, Statistics, and Occupancy Rates

As of Apr, 27 2026

Rabbu ROI Score

39 / 100

Stone Harbor presents a competitive opportunity: investor interest and demand are strong, but higher prices or tighter competition may require more selective deal sourcing.

Stone Harbor Short-Term Rental Market Overview

Stone Harbor, NJ is a premium shore market where high property values and extreme seasonality shape the investment landscape. With an average daily rate of $562—well above New Jersey's $430 state average—and annual revenue averaging $108,912 across just 13 active listings, the market rewards hosts who can capture peak summer demand. However, an average home value near $4.6 million means the revenue-to-price ratio is tight, making careful deal sourcing essential for investors looking to achieve meaningful returns.

Key Market Statistics

According to Rabbu market data, the Stone Harbor short-term rental market shows:

Key Airbnb and short-term rental market statistics.
Metric Context Value
Active Airbnb Listings As of Apr, 27 2026 13
Average Daily Rate (ADR) vs. $430 state avg. $562
Average Occupancy Rate vs. 34% state avg. 8%
RevPAN ADR * Occupancy Rate $44
Average Monthly Revenue Historical 12-month average $9,076
Average Annual Revenue Historical 12-month average $108,912

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026.

Why Investors Consider Stone Harbor

Investors are drawn to Stone Harbor for its ultra-premium nightly rates, limited supply, and strong summer demand along the Jersey Shore, though elevated home prices demand disciplined underwriting.

Key investment factors

  • ADR of $562 significantly exceeds the New Jersey state average, reflecting the market's luxury beach positioning
  • Only 13 active Airbnb listings indicate a small, supply-constrained market with limited direct competition
  • Summer months (June–August) generate roughly 65% of total annual revenue, creating concentrated but powerful cash-flow periods
  • Above-average supply/demand balance suggests current inventory isn't oversaturating guest demand
  • Outdoor lifestyle amenities like pools, beach access, and BBQ grills align with high-value guest expectations

Expert Market Assessment

"Stone Harbor represents a competitive but concentrated opportunity: the luxury positioning and limited supply create favorable conditions for hosts who price effectively during the summer surge. Revenue swings dramatically from a low of roughly $1,389 in January to nearly $28,478 in August, underscoring the market's intense seasonality. This compressed earning window, combined with average home prices around $4.6 million, places the ROI score at 39 out of 100—reflecting real but challenging return potential that demands selective deal sourcing and a tolerance for seasonal cash-flow volatility."

— Rabbu Market Analysis Team

Understanding Stone Harbor's ROI Score: 39/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

Factor Stone Harbor Performance Weight
Revenue-to-Price Ratio Below average 40%
Occupancy Stability Average 30%
Market Growth Trend Below average 15%
Supply/Demand Balance Above average 15%

What This Means for Investors

Stone Harbor's ROI Score of 39 out of 100 places it in the 'Competitive Opportunity' band, where strong demand and premium rates are counterbalanced by a below-average revenue-to-price ratio driven by home values near $4.6 million. Occupancy stability scores average, reflecting the reliable but narrow summer booking window, while the above-average supply/demand balance highlights that the market isn't yet oversaturated. Investors should pair these metrics with thorough local regulatory research and realistic cash-flow modeling that accounts for the off-season lull.

Short-Term Rental Regulations in Stone Harbor

Understanding local STR regulations is essential before investing in Stone Harbor. Here's the current regulatory landscape:

Permit Requirements

Short-term rental operators in Stone Harbor, New Jersey may be required to obtain a local rental permit or register their property with the borough before listing. Investors should verify current requirements directly with Stone Harbor's municipal offices and the State of New Jersey, as rules can change.

Key Restrictions

Common restrictions in New Jersey shore communities can include occupancy limits, minimum stay requirements, noise ordinances, and parking mandates. HOA or community association rules may impose additional limitations, and some municipalities cap the number of STR permits issued—so it's worth confirming availability before closing on a property.

Tax Obligations

Short-term rental hosts in New Jersey are typically subject to state sales tax and local occupancy or tourism taxes. Major platforms often collect and remit these taxes on behalf of hosts, but operators should confirm their specific obligations with a tax professional familiar with New Jersey STR regulations.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Stone Harbor can provide current regulatory guidance.

Short-Term Rental Financing for Stone Harbor

Financing an Airbnb investment in Stone Harbor requires lenders who understand STR income. Rabbu partner lenders offer:

  • DSCR Loans: Qualify based on property income, not personal income
  • Low Down Payment: As low as 10–15% for investment properties
  • Fast Closing: 21–30 day average close times
  • STR Experience: Lenders who understand vacation rental underwriting
Connect with a Stone Harbor Lender →

Future Outlook & Long-Term Forecast

"Over the next 12–18 months, Stone Harbor's summer-driven revenue engine is expected to remain robust, with June through August likely continuing to generate the lion's share of annual income. The 163% year-over-year growth in active listings signals rising investor interest, which could moderate per-listing performance if supply outpaces demand. ADR may hold steady or see modest 1–3% increases given the market's luxury positioning, while occupancy outside the peak summer window is likely to stay in the single digits. Investors should plan conservatively for shoulder and off-season months and budget for the reality that most cash flow arrives in a narrow summer window."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Stone Harbor, NJ

What is the average Airbnb occupancy rate in Stone Harbor?
The current average occupancy rate for Airbnb listings in Stone Harbor is 8%, which is significantly below New Jersey's 34% state average. This low figure reflects the market's extreme seasonality—most bookings are concentrated in the summer months, while occupancy drops to minimal levels during the off-season. Investors should expect that the bulk of their nights booked will fall between June and September.
How much do Airbnb hosts make in Stone Harbor?
Based on trailing 12-month data, Airbnb hosts in Stone Harbor earn an average of $9,076 per month, which translates to approximately $108,912 per year. This figure is heavily weighted by the summer peak, when monthly revenue can reach $27,000–$28,000. Off-season months like January and February typically bring in under $2,000. Individual results can vary depending on property quality, pricing strategy, and how well the listing captures peak-season demand.
Is Stone Harbor a good market for Airbnb investment?
Stone Harbor earns a Rabbu ROI Score of 39 out of 100, placing it in the 'Competitive Opportunity' category. The market offers strong nightly rates and limited competition with just 13 active listings, but average home values near $4.6 million compress the revenue-to-price ratio. For investors with access to capital and a tolerance for seasonal cash flow, it can work—but success depends on disciplined deal sourcing and effective summer pricing.
What is the average daily rate (ADR) for Airbnb in Stone Harbor?
The average daily rate in Stone Harbor is $562, which is roughly 31% higher than the New Jersey state average of $430. This premium reflects the market's luxury beach destination appeal and the willingness of summer vacationers to pay top dollar for quality shore properties.
Are short-term rentals legal in Stone Harbor?
Short-term rentals operate in Stone Harbor, NJ, as evidenced by active Airbnb listings in the market. However, local regulations including permit requirements and restrictions may apply and can change over time. Prospective investors should contact Stone Harbor's borough offices and review New Jersey state requirements before purchasing or listing a property.
When is peak season for Airbnb in Stone Harbor?
Peak season in Stone Harbor runs from June through August, with August being the single highest-earning month at an average of $28,478 in revenue, followed closely by July at $27,352. Revenue begins ramping up in May ($7,938) and drops sharply after September ($10,095). The off-season—roughly November through March—generates only a fraction of summer earnings, typically under $3,000 per month.
How many Airbnbs are there in Stone Harbor?
As of April 2026, there are 13 active Airbnb listings in Stone Harbor. This is a notably small supply pool, and the 163% year-over-year growth in listings suggests that investor interest is accelerating. The limited inventory means less direct competition for hosts, though it also reflects the high barrier to entry given property prices.
How is Airbnb revenue calculated in Stone Harbor?
The annual and monthly revenue figures shown for Stone Harbor are derived from the trailing 12 months of historical booking performance for active comparable Airbnb listings in the market—not a forward-looking projection. We average each comparable listing's actual revenue per available night (RevPAN) by month over the past year, remove regional outliers, and roll the remainder up to a market-level historical average. This approach anchors the figures to what hosts have actually earned recently, while naturally reflecting seasonal peaks and slower months because each month uses its own historical performance. Individual results can vary based on property quality, pricing strategy, and operational management.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

  • Regularly updated active Airbnb and STR listing counts for Stone Harbor and surrounding areas
  • Average daily rate, occupancy, and RevPAN trends based on trailing 12-month booking data
  • Monthly and annual revenue estimates derived from comparable active listing performance
  • Amenity prevalence data across active listings to inform property setup decisions
  • Home value data sourced from Zillow Home Value Index (ZHVI) for investment underwriting

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing 12-month averages and may not capture very recent market shifts or regulatory changes. Local regulations, HOA rules, and tax obligations should be independently verified before making investment decisions.

Next Steps

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