Summerland Key, FL Airbnb Market Data, Statistics, and Occupancy Rates

Summerland Key Short-Term Rental Market Overview

Summerland Key sits in the heart of the Lower Florida Keys, offering investors access to a vacation-rental market where occupancy runs at 63% — well above Florida's 54% state average — and the average daily rate of $514 edges past the statewide benchmark too. With 136 active Airbnb listings and average annual revenue of $64,019, the market rewards hosts who can navigate elevated property values (averaging $1.71M) with strong per-night yields. The ROI score of 59 out of 100 reflects an attractive opportunity underpinned by above-average occupancy stability and positive growth trends, tempered by a tighter supply/demand balance that merits careful diligence.

Key Market Statistics

According to Rabbu market data, the Summerland Key short-term rental market shows:

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026.

Why Investors Consider Summerland Key

Summerland Key attracts STR investors because its island-vacation appeal drives consistent occupancy above state averages while premium nightly rates generate meaningful revenue across property sizes.

Expert Market Assessment

"Summerland Key represents an attractive tier of investment opportunity, driven by a vacation-centric demand base that keeps occupancy meaningfully above state norms. Seasonality is the key variable: revenue peaks sharply from January through March — with March alone averaging $9,900 — then softens through late summer and early fall, when September brings in roughly $2,444. The 86% year-over-year growth in active listings signals rising investor interest but also a supply environment worth monitoring closely, as the ROI score flags supply/demand balance as the market's weakest dimension. Investors who price strategically around seasonal shifts and differentiate with amenities like pools and waterfront access stand to capture the strongest returns."

— Rabbu Market Analysis Team

Key Airbnb Metrics & Trends in Summerland Key

Average revenue by month in Summerland Key

Summerland Key displays strong seasonality, with March ($9,900) delivering more than four times the revenue of September ($2,444). The winter-spring corridor from January through April is the clear earnings engine, while September and October represent the softest months — a spread investors should factor heavily into cash-flow planning.

Active Airbnb listings by property size in Summerland Key

Two-bedroom properties overwhelmingly dominate supply at 82 of 136 total listings (60%), while 4-bedroom and 6+ bedroom homes account for only 6 and 7 listings respectively. The relative scarcity of larger properties may represent an opportunity for investors willing to target that niche, especially given the outsized revenue those sizes generate.

Average daily rate (ADR) by property size in Summerland Key

ADR climbs steeply with property size, from $286 for 1-bedroom units to $1,546 for 6+ bedroom homes — a more than 5x premium. The sharpest jump occurs between 4 bedrooms ($774) and 6+ bedrooms ($1,546), suggesting group-travel and luxury demand willing to pay significantly for larger Keys vacation homes.

Average RevPAN by property size in Summerland Key

RevPAN scales consistently with size, from $144 for 1-bedroom listings up to $965 for 6+ bedroom properties, indicating that larger homes not only charge more but also convert bookings efficiently enough to maintain strong per-night revenue. Four-bedroom units at $534 RevPAN represent a notable step up from 3-bedroom listings at $340, making them a compelling middle ground for investors.

Average occupancy rates by property size in Summerland Key

Occupancy is most consistent in the 2-bedroom (65%) and 4-bedroom (69%) segments, while 1-bedroom listings lag at 51%, likely reflecting more limited demand for the smallest units in a vacation-destination market. The relatively tight range across 2–6+ bedrooms (61–69%) suggests that larger properties fill nearly as well as mid-size ones, which is uncommon and favorable for premium-property investors.

Average monthly revenue by property size in Summerland Key

Monthly revenue jumps dramatically at the higher end of the size spectrum: 4-bedroom homes average $17,960 per month and 6+ bedroom properties reach $27,889, compared to $5,137 for the market's most common 2-bedroom listings. Even 3-bedroom properties at $7,121/month represent a meaningful step up, underscoring the revenue leverage that comes with additional bedrooms in this market.

Average annual revenue by property size in Summerland Key

Annual revenue ranges from $30,603 for 1-bedroom units to $334,675 for 6+ bedroom homes, illustrating how profoundly property size impacts return potential in Summerland Key. Four-bedroom listings averaging $215,524 annually offer the best balance for investors seeking high revenue without the operational complexity of the largest homes.

Most common amenities for Airbnb listings in Summerland Key

Kitchen (91%), washer (93%), and dryer (88%) are near-universal, but the standout features are pool (78%), waterfront access (63%), and hot tub (60%) — amenities that signal guests expect a resort-caliber vacation experience. Investors entering this market should treat a pool and outdoor living space as baseline requirements rather than differentiators, while pet-friendliness (40%) and dedicated workspaces (30%) could serve as competitive edges for listings targeting niche audiences.

Understanding Summerland Key's ROI Score: 59/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

What This Means for Investors

Summerland Key's ROI score of 59 out of 100 places it in the "Attractive Opportunity" band, reflecting a market where above-average occupancy stability and positive growth trends support meaningful income potential, even though the revenue-to-price ratio sits at average levels given elevated home values. The supply/demand balance scores below average — consistent with the 86% year-over-year jump in active listings — so investors should monitor competitive dynamics carefully. Pairing this data with thorough local regulatory research and a conservative underwriting approach will help ensure the numbers work for your specific property and strategy.

Short-Term Rental Regulations in Summerland Key

Understanding local STR regulations is essential before investing in Summerland Key. Here's the current regulatory landscape:

Permit Requirements

Short-term rental operators in Summerland Key, Florida, should expect to obtain a vacation rental license from the Florida Department of Business and Professional Regulation (DBPR) and may also need to register with Monroe County for any local permitting or zoning compliance. Investors are strongly encouraged to verify current requirements directly with county and state authorities before listing a property.

Key Restrictions

Common STR restrictions in the Florida Keys region can include occupancy limits tied to bedroom count, minimum stay requirements (some areas enforce 28-day minimums outside designated zones), noise ordinances, parking mandates, and caps on the total number of rental permits issued. HOA or community deed restrictions may impose additional limitations, so reviewing any covenants or association rules is essential before purchasing.

Tax Obligations

Florida imposes a state sales tax on short-term rentals, and Monroe County levies its own tourist development tax on stays of six months or less. Major booking platforms typically collect and remit these taxes on behalf of hosts, but operators should confirm their specific obligations with the Florida Department of Revenue.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Summerland Key can provide current regulatory guidance.

Future Outlook & Long-Term Forecast

"Over the next 12–18 months, Summerland Key's pronounced winter-spring peak — where monthly revenue can top $9,900 in March — suggests continued upward pressure on ADR during high season, with estimates pointing to a potential 2–4% increase in peak-period rates as demand from snowbirds and vacationers remains resilient. Occupancy is likely to hold in the 60–65% range annually given the market's above-average stability, though the 86% year-over-year growth in active listings could introduce more competition during the softer September–October window. Investors entering now should plan for seasonal revenue swings and budget conservatively around off-peak months when revenue can dip below $2,500."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Summerland Key, FL

What is the average Airbnb occupancy rate in Summerland Key?

The average Airbnb occupancy rate in Summerland Key is currently 63%, which is notably higher than the Florida state average of 54%. Occupancy varies by property size, with 4-bedroom listings achieving the highest rate at 69%, while 1-bedroom units average around 51%.

How much do Airbnb hosts make in Summerland Key?

On average, Airbnb hosts in Summerland Key earn approximately $5,335 per month and $64,019 per year based on trailing 12-month booking data. Revenue varies significantly by property size — 2-bedroom units average about $61,643 annually, while 4-bedroom properties can bring in roughly $215,524 per year. Larger 6+ bedroom homes average around $334,675 in annual revenue.

Is Summerland Key a good market for Airbnb investment?

Summerland Key scores a 59 out of 100 on Rabbu's ROI Score, placing it in the "Attractive Opportunity" category. The market benefits from above-average occupancy stability and a positive growth trend, with ADR and occupancy both exceeding Florida state averages. However, elevated property values (averaging $1.71M) and a tightening supply/demand balance mean investors should run careful financial projections and account for strong seasonality before committing.

What is the average daily rate (ADR) for Airbnb in Summerland Key?

The average daily rate for Airbnb listings in Summerland Key is $514, slightly above the Florida state average of $498. ADR scales significantly with property size, ranging from $286 for 1-bedroom listings up to $1,546 for properties with 6 or more bedrooms.

Are short-term rentals legal in Summerland Key?

Short-term rentals are permitted in Summerland Key, though hosts must comply with state and local regulations. Florida requires vacation rental operators to hold a license from the DBPR, and Monroe County may have additional permitting and zoning requirements. It's important to check current regulations, including any minimum stay rules, permit caps, and HOA restrictions that could apply to your specific property.

When is peak season for Airbnb in Summerland Key?

Peak season in Summerland Key runs from January through March, with March being the highest-earning month at an average of $9,900 in revenue. February follows at $8,146 and January at $6,735. The off-peak months are September and October, when average monthly revenue dips to around $2,444 and $2,790 respectively, reflecting the broader Lower Keys seasonal pattern.

How many Airbnbs are there in Summerland Key?

There are currently 136 active Airbnb listings in Summerland Key as of April 2026. The market has seen significant growth, with an 86% year-over-year increase in active listings. Two-bedroom properties dominate the supply with 82 listings, followed by 3-bedroom homes (21 listings) and 1-bedroom units (15 listings).

How is Airbnb revenue calculated in Summerland Key?

The annual and monthly revenue figures for Summerland Key are derived from the trailing 12 months of historical booking performance for active comparable Airbnb listings in the market — they are not forward-looking projections. Rabbu averages each comparable listing's actual revenue per available night (RevPAN) by month over the past year, removes regional outliers, and rolls the remainder up into a market-level historical average. Because each month uses its own historical performance, the figures naturally capture seasonal peaks (like March's $9,900 average) and slower periods (like September's $2,444). Individual results can vary based on property quality, pricing strategy, and operational management.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

• Regularly updated active Airbnb and STR listing counts for Summerland Key and surrounding areas
• Average daily rate, occupancy, and RevPAN trends across property sizes
• Historical monthly and annual revenue metrics based on trailing 12-month booking data
• Home value benchmarks sourced from the Zillow Home Value Index (ZHVI)
• Data aggregated from multiple providers and proprietary Rabbu analytics for consistency

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Local regulations, permit availability, and tax obligations can change; always verify current requirements with Monroe County and the State of Florida before investing. Individual property results will vary based on location, condition, amenities, pricing strategy, and management quality.