Swanton, MD Airbnb Market Data, Statistics, and Occupancy Rates

As of Apr, 27 2026

Rabbu ROI Score

54 / 100

Swanton presents a competitive opportunity: investor interest and demand are strong, but higher prices or tighter competition may require more selective deal sourcing.

Swanton Short-Term Rental Market Overview

Swanton, MD is a lake-and-mountain retreat market in western Maryland where larger vacation homes command premium nightly rates averaging $391 — roughly 6% above the state average. With 154 active Airbnb listings and a sharp summer revenue spike, the market caters heavily to seasonal getaway demand. However, occupancy sits at 25% versus the 35% state average, and listing growth of 119% year-over-year signals rising competition that investors should weigh carefully against the strong summer earnings potential.

Key Market Statistics

According to Rabbu market data, the Swanton short-term rental market shows:

Key Airbnb and short-term rental market statistics.
Metric Context Value
Active Airbnb Listings As of Apr, 27 2026 154
Average Daily Rate (ADR) vs. $368 state avg. $391
Average Occupancy Rate vs. 35% state avg. 25%
RevPAN ADR * Occupancy Rate $99
Average Monthly Revenue Historical 12-month average $4,135
Average Annual Revenue Historical 12-month average $49,625

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026.

Why Investors Consider Swanton

Investors consider Swanton for its high-ADR vacation rental profile and pronounced summer earnings season, though success increasingly hinges on property differentiation in a growing supply environment.

Key investment factors

  • Summer peak months generate $8,100–$10,800 in average monthly revenue, anchoring annual returns
  • Larger properties (5+ bedrooms) earn $64,600–$105,700 annually, well above the market average
  • Lake access and hot tub amenities at 57% and 82% of listings signal strong nature-recreation demand
  • Average daily rate of $391 exceeds the Maryland state average by $23
  • Rapid supply growth (119% YoY) means selective deal sourcing and standout amenities matter more than ever

Expert Market Assessment

"Swanton presents a competitive but seasonally rewarding opportunity for STR investors willing to navigate a rapidly expanding supply landscape. Revenue is heavily concentrated in July and August — those two months alone account for roughly 38% of total annual earnings — which means cash-flow planning around the off-season is essential. The ROI score of 54 out of 100 reflects average revenue-to-price ratios and occupancy stability alongside below-average supply/demand balance, reinforcing the need for differentiated properties. Investors targeting 5-bedroom or 6+ bedroom configurations will find the highest return potential, though entry costs aligned with an average home value of $1,228,204 demand careful underwriting."

— Rabbu Market Analysis Team

Understanding Swanton's ROI Score: 54/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

Factor Swanton Performance Weight
Revenue-to-Price Ratio Average 40%
Occupancy Stability Average 30%
Market Growth Trend Average 15%
Supply/Demand Balance Below average 15%

What This Means for Investors

Swanton's ROI score of 54 out of 100 places it in the 'Competitive Opportunity' band, indicating solid but not standout investment conditions. Revenue-to-price ratio, occupancy stability, and market growth trend all rate as average, while supply/demand balance scores below average — reflecting the 119% year-over-year listing growth that's intensifying competition. Investors should pair this data with thorough local regulatory research and focus on larger, amenity-rich properties that can outperform the market averages.

Short-Term Rental Regulations in Swanton

Understanding local STR regulations is essential before investing in Swanton. Here's the current regulatory landscape:

Permit Requirements

Short-term rental operators in Swanton and the broader Garrett County area of Maryland may need to obtain permits or register with local authorities before listing a property. Investors should verify current requirements directly with Garrett County and the State of Maryland, as rules can evolve.

Key Restrictions

Common restrictions in vacation-rental markets like Swanton can include occupancy limits, minimum-stay requirements, noise ordinances, parking regulations, and HOA rules that may prohibit or limit STR activity. Permit caps and zoning overlays are also possible, so due diligence with local planning offices is recommended before purchasing.

Tax Obligations

Maryland imposes state sales tax and local transatlantic occupancy or hotel taxes on short-term rentals, and Garrett County may levy additional tourism-related taxes. Many booking platforms collect and remit these taxes automatically, but hosts should confirm their specific obligations with a tax professional.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Swanton can provide current regulatory guidance.

Short-Term Rental Financing for Swanton

Financing an Airbnb investment in Swanton requires lenders who understand STR income. Rabbu partner lenders offer:

  • DSCR Loans: Qualify based on property income, not personal income
  • Low Down Payment: As low as 10–15% for investment properties
  • Fast Closing: 21–30 day average close times
  • STR Experience: Lenders who understand vacation rental underwriting
Connect with a Swanton Lender →

Future Outlook & Long-Term Forecast

"Over the next 12–18 months, Swanton's summer-driven revenue pattern is likely to persist, with July and August continuing to generate the lion's share of annual income. The rapid 119% listing growth could put downward pressure on occupancy unless demand keeps pace, so investors should anticipate occupancy rates holding in the 23–27% range across most property sizes. ADR may see modest gains of 1–3% as hosts compete on amenities like hot tubs and lake access, but revenue growth will depend on how quickly supply absorbs into the market."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Swanton, MD

What is the average Airbnb occupancy rate in Swanton?
The average occupancy rate for Airbnb listings in Swanton is currently 25%, which falls below the Maryland state average of 35%. Occupancy varies by property size, ranging from 20% for studios to 29% for 6+ bedroom properties. The lower overall rate reflects the market's strong seasonality, with demand concentrated in the summer months.
How much do Airbnb hosts make in Swanton?
On average, Airbnb hosts in Swanton earn approximately $4,135 per month and $49,625 per year based on trailing 12-month performance data. Earnings vary significantly by property size — studios average around $13,729 annually while 6+ bedroom homes can bring in roughly $105,765. Peak summer months like August can generate over $10,700 in a single month.
Is Swanton a good market for Airbnb investment?
Swanton carries an ROI score of 54 out of 100, placing it in the 'Competitive Opportunity' category. The market offers strong summer revenue potential and above-average daily rates ($391 vs. $368 state average), but investors face challenges including below-state-average occupancy and rapid supply growth of 119% year-over-year. Success here favors larger, well-amenitized properties with lake access or hot tubs that can command premium rates during peak season.
What is the average daily rate (ADR) for Airbnb in Swanton?
The average daily rate in Swanton is $391, which is about $23 higher than the Maryland state average of $368. ADR scales significantly with property size: studios average $238 per night while 6+ bedroom homes command $666 per night. Five-bedroom properties hit a strong sweet spot at $499 per night.
Are short-term rentals legal in Swanton?
Short-term rentals operate in Swanton, as evidenced by 154 active Airbnb listings in the market. However, operators should verify any permit, registration, or licensing requirements with Garrett County and the State of Maryland, as regulations can change. It's also important to check for HOA restrictions and local zoning rules that may apply to specific properties.
When is peak season for Airbnb in Swanton?
Peak season in Swanton runs through July and August, when average monthly revenues surge to $8,121 and $10,797 respectively — roughly two to five times the revenue of shoulder and off-peak months. October also shows a modest bump at $4,193, likely driven by fall foliage visitors. The slowest months are March and April, with revenues dipping to $2,271 and $1,699.
How many Airbnbs are there in Swanton?
As of April 2026, there are 154 active Airbnb listings in Swanton. The market has seen significant growth with a 119% year-over-year increase in active listings. The most common property sizes are 4-bedroom (40 listings), 5-bedroom (38 listings), and 3-bedroom (33 listings), reflecting the market's orientation toward larger vacation homes.
How is Airbnb revenue calculated in Swanton?
The annual and monthly revenue figures for Swanton are derived from the trailing 12 months of historical booking performance for active comparable Airbnb listings in the market — they are not forward-looking projections. Rabbu averages each comparable listing's actual revenue per available night (RevPAN) by month over the past year, removes regional outliers, and rolls the results up to a market-level historical average. This approach anchors figures to what hosts have actually earned recently while naturally reflecting seasonal peaks (like August's $10,797 average) and slower months (like April's $1,699). Individual results can vary based on property quality, pricing strategy, and operational management.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

  • Regularly updated active Airbnb and STR listing counts by market and property size
  • Average daily rate, occupancy, and RevPAN metrics benchmarked against state averages
  • Trailing 12-month revenue data broken down by month and property configuration
  • Popular amenity prevalence across active listings to guide property setup decisions
  • Home value estimates sourced from the Zillow Home Value Index (ZHVI)

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing 12-month averages and current snapshots as of April 2026; market conditions may shift. Local regulations, HOA rules, and tax obligations vary and should be independently verified before investing.

Next Steps

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