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View PropertiesAs of Apr, 27 2026
Rabbu ROI Score
Swanton presents a competitive opportunity: investor interest and demand are strong, but higher prices or tighter competition may require more selective deal sourcing.
Swanton, MD is a lake-and-mountain retreat market in western Maryland where larger vacation homes command premium nightly rates averaging $391 — roughly 6% above the state average. With 154 active Airbnb listings and a sharp summer revenue spike, the market caters heavily to seasonal getaway demand. However, occupancy sits at 25% versus the 35% state average, and listing growth of 119% year-over-year signals rising competition that investors should weigh carefully against the strong summer earnings potential.
According to Rabbu market data, the Swanton short-term rental market shows:
| Metric | Context | Value |
|---|---|---|
| Active Airbnb Listings | As of Apr, 27 2026 | 154 |
| Average Daily Rate (ADR) | vs. $368 state avg. | $391 |
| Average Occupancy Rate | vs. 35% state avg. | 25% |
| RevPAN | ADR * Occupancy Rate | $99 |
| Average Monthly Revenue | Historical 12-month average | $4,135 |
| Average Annual Revenue | Historical 12-month average | $49,625 |
Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026.
Investors consider Swanton for its high-ADR vacation rental profile and pronounced summer earnings season, though success increasingly hinges on property differentiation in a growing supply environment.
Key investment factors
"Swanton presents a competitive but seasonally rewarding opportunity for STR investors willing to navigate a rapidly expanding supply landscape. Revenue is heavily concentrated in July and August — those two months alone account for roughly 38% of total annual earnings — which means cash-flow planning around the off-season is essential. The ROI score of 54 out of 100 reflects average revenue-to-price ratios and occupancy stability alongside below-average supply/demand balance, reinforcing the need for differentiated properties. Investors targeting 5-bedroom or 6+ bedroom configurations will find the highest return potential, though entry costs aligned with an average home value of $1,228,204 demand careful underwriting."
— Rabbu Market Analysis Team
Swanton's revenue profile is intensely seasonal — August leads at $10,797, followed by July at $8,121, while April bottoms out at just $1,699. The roughly 6:1 spread between peak and trough months means investors should budget for lean off-season cash flow and capitalize aggressively on the June-through-August window.
| Month | Trend | Revenue |
|---|---|---|
| January |
|
$3,418 |
| February |
|
$3,489 |
| March |
|
$2,271 |
| April |
|
$1,699 |
| May |
|
$2,446 |
| June |
|
$3,309 |
| July |
|
$8,121 |
| August |
|
$10,797 |
| September |
|
$3,638 |
| October |
|
$4,193 |
| November |
|
$3,392 |
| December |
|
$2,846 |
The supply skews heavily toward larger homes, with 4-bedroom (40 listings), 5-bedroom (38), and 3-bedroom (33) properties making up over 72% of the market. Studios (6) and 1-bedrooms (11) are underrepresented, though their lower revenue potential suggests the gap reflects demand patterns rather than untapped opportunity.
| Size | Trend | Value |
|---|---|---|
| Studio |
|
6 |
| 1 bedroom |
|
11 |
| 2 bedrooms |
|
7 |
| 3 bedrooms |
|
33 |
| 4 bedrooms |
|
40 |
| 5 bedrooms |
|
38 |
| 6+ bedrooms |
|
19 |
ADR scales steeply with size in Swanton, climbing from $212 for 1-bedrooms to $666 for 6+ bedroom properties — more than a threefold increase. The jump from 4-bedroom ($331) to 5-bedroom ($499) is particularly notable, suggesting a strong premium for group-sized vacation homes in this market.
| Size | Trend | Value |
|---|---|---|
| Studio |
|
$238 |
| 1 bedroom |
|
$212 |
| 2 bedrooms |
|
$286 |
| 3 bedrooms |
|
$290 |
| 4 bedrooms |
|
$331 |
| 5 bedrooms |
|
$499 |
| 6+ bedrooms |
|
$666 |
Revenue per available night tells a clear story: 6+ bedroom properties lead at $196, roughly four times the $47–$48 RevPAN of studios and 1-bedrooms. The 5-bedroom tier also stands out at $136, making larger configurations the most efficient revenue generators even after factoring in their moderate occupancy rates.
| Size | Trend | Value |
|---|---|---|
| Studio |
|
$47 |
| 1 bedroom |
|
$48 |
| 2 bedrooms |
|
$67 |
| 3 bedrooms |
|
$74 |
| 4 bedrooms |
|
$76 |
| 5 bedrooms |
|
$136 |
| 6+ bedrooms |
|
$196 |
Occupancy rates cluster in a narrow 20–29% band across all property sizes, with 6+ bedroom homes leading at 29% and studios trailing at 20%. The relatively flat occupancy curve means revenue differences between sizes are driven almost entirely by rate premiums rather than booking frequency.
| Size | Trend | Value |
|---|---|---|
| Studio |
|
20% |
| 1 bedroom |
|
23% |
| 2 bedrooms |
|
24% |
| 3 bedrooms |
|
25% |
| 4 bedrooms |
|
23% |
| 5 bedrooms |
|
27% |
| 6+ bedrooms |
|
29% |
Monthly revenue rises steadily from $1,144 for studios to $8,813 for 6+ bedroom properties, with 5-bedrooms earning a solid $5,386 per month. The gap between 4-bedroom ($3,611) and 5-bedroom properties is the largest single step up, reinforcing the value of that extra bedroom in this vacation market.
| Size | Trend | Value |
|---|---|---|
| Studio |
|
$1,144 |
| 1 bedroom |
|
$1,672 |
| 2 bedrooms |
|
$2,595 |
| 3 bedrooms |
|
$3,212 |
| 4 bedrooms |
|
$3,611 |
| 5 bedrooms |
|
$5,386 |
| 6+ bedrooms |
|
$8,813 |
At $105,765 annually, 6+ bedroom homes earn more than twice the market average and nearly eight times what a studio generates ($13,729). Five-bedroom properties at $64,641 offer strong annual returns as well, making the 5–6+ bedroom range the most compelling for investors focused on total revenue potential.
| Size | Trend | Value |
|---|---|---|
| Studio |
|
$13,729 |
| 1 bedroom |
|
$20,067 |
| 2 bedrooms |
|
$31,151 |
| 3 bedrooms |
|
$38,546 |
| 4 bedrooms |
|
$43,334 |
| 5 bedrooms |
|
$64,641 |
| 6+ bedrooms |
|
$105,765 |
Kitchens (100%), parking (97%), and self check-in (95%) are table stakes in Swanton, while BBQ grills (92%), hot tubs (82%), and patios (86%) signal that guests expect a full outdoor-lifestyle experience. Lake access at 57% and waterfront positioning at 32% further confirm that nature-oriented amenities are key differentiators in this vacation market.
| Amenity | Trend | Value |
|---|---|---|
| Kitchen |
|
100% |
| Parking |
|
97% |
| Self Check-in |
|
95% |
| BBQ Grill |
|
92% |
| Washer |
|
91% |
| Dryer |
|
91% |
| Patio or Balcony |
|
86% |
| Hot Tub |
|
82% |
| Outdoor Furniture |
|
73% |
| Workspace |
|
67% |
| Lake Access |
|
57% |
| Pets |
|
40% |
| Backyard |
|
35% |
| Waterfront |
|
32% |
Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.
| Factor | Swanton Performance | Weight |
|---|---|---|
| Revenue-to-Price Ratio | Average | 40% |
| Occupancy Stability | Average | 30% |
| Market Growth Trend | Average | 15% |
| Supply/Demand Balance | Below average | 15% |
Swanton's ROI score of 54 out of 100 places it in the 'Competitive Opportunity' band, indicating solid but not standout investment conditions. Revenue-to-price ratio, occupancy stability, and market growth trend all rate as average, while supply/demand balance scores below average — reflecting the 119% year-over-year listing growth that's intensifying competition. Investors should pair this data with thorough local regulatory research and focus on larger, amenity-rich properties that can outperform the market averages.
Understanding local STR regulations is essential before investing in Swanton. Here's the current regulatory landscape:
Short-term rental operators in Swanton and the broader Garrett County area of Maryland may need to obtain permits or register with local authorities before listing a property. Investors should verify current requirements directly with Garrett County and the State of Maryland, as rules can evolve.
Common restrictions in vacation-rental markets like Swanton can include occupancy limits, minimum-stay requirements, noise ordinances, parking regulations, and HOA rules that may prohibit or limit STR activity. Permit caps and zoning overlays are also possible, so due diligence with local planning offices is recommended before purchasing.
Maryland imposes state sales tax and local transatlantic occupancy or hotel taxes on short-term rentals, and Garrett County may levy additional tourism-related taxes. Many booking platforms collect and remit these taxes automatically, but hosts should confirm their specific obligations with a tax professional.
Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Swanton can provide current regulatory guidance.
Financing an Airbnb investment in Swanton requires lenders who understand STR income. Rabbu partner lenders offer:
"Over the next 12–18 months, Swanton's summer-driven revenue pattern is likely to persist, with July and August continuing to generate the lion's share of annual income. The rapid 119% listing growth could put downward pressure on occupancy unless demand keeps pace, so investors should anticipate occupancy rates holding in the 23–27% range across most property sizes. ADR may see modest gains of 1–3% as hosts compete on amenities like hot tubs and lake access, but revenue growth will depend on how quickly supply absorbs into the market."
— Rabbu Market Analysis Team
Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.
Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing 12-month averages and current snapshots as of April 2026; market conditions may shift. Local regulations, HOA rules, and tax obligations vary and should be independently verified before investing.
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