Terre Haute, IN Airbnb Market Data, Statistics, and Occupancy Rates

As of Apr, 27 2026

Rabbu ROI Score

60 / 100

Terre Haute offers attractive short-term rental potential, with a balance of healthy demand and revenue relative to property values.

Terre Haute Short-Term Rental Market Overview

Terre Haute, IN presents an accessible entry point for short-term rental investors, with average home values around $270,147 and annual STR revenue averaging $16,536 across active listings. The market's 68 active Airbnb listings and an average daily rate of $136—well below the $290 Indiana state average—suggest a budget-friendly destination where operational efficiency and property quality can make a meaningful difference. With an ROI score of 60 out of 100, the market offers attractive potential for investors willing to navigate its modest occupancy levels and growing supply.

Key Market Statistics

According to Rabbu market data, the Terre Haute short-term rental market shows:

Key Airbnb and short-term rental market statistics.
Metric Context Value
Active Airbnb Listings As of Apr, 27 2026 68
Average Daily Rate (ADR) vs. $290 state avg. $136
Average Occupancy Rate vs. 32% state avg. 32%
RevPAN ADR * Occupancy Rate $42
Average Monthly Revenue Historical 12-month average $1,378
Average Annual Revenue Historical 12-month average $16,536

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026.

Why Investors Consider Terre Haute

Terre Haute's low property costs relative to STR revenue create a favorable revenue-to-price ratio for investors seeking cash-flow opportunities in a smaller Indiana market.

Key investment factors

  • Affordable home values averaging $270,147 lower the barrier to entry compared to many Indiana markets
  • Average annual revenue of $16,536 delivers a reasonable yield against modest acquisition costs
  • University and regional healthcare presence provide a baseline of year-round demand beyond leisure travel
  • Three-bedroom properties generate nearly $23K annually, offering the strongest return configuration
  • Budget-friendly ADR of $136 appeals to cost-conscious travelers and extended-stay guests

Expert Market Assessment

"Terre Haute represents a moderate-opportunity market where low acquisition costs and reasonable revenue potential offset softer occupancy figures. Seasonality plays a notable role—monthly revenue swings from a low of $816 in January to a peak of $1,784 in October, with strong showings in May and June as well, indicating that spring through fall drives the bulk of earnings. The 32% average occupancy rate matches the Indiana state average but leaves room for well-managed properties to outperform. Investors who pair competitive pricing with standout amenities and target the three-bedroom segment stand to capture the market's best returns."

— Rabbu Market Analysis Team

Understanding Terre Haute's ROI Score: 60/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

Factor Terre Haute Performance Weight
Revenue-to-Price Ratio Average 40%
Occupancy Stability Average 30%
Market Growth Trend Average 15%
Supply/Demand Balance Below average 15%

What This Means for Investors

Terre Haute's ROI score of 60 out of 100 places it in the "Attractive Opportunity" band, driven primarily by an average revenue-to-price ratio and stable—if unspectacular—occupancy levels. The supply/demand balance scores below average, reflecting the 65% year-over-year listing growth that is outpacing demand growth, which investors should monitor closely. Pairing this data with on-the-ground regulatory research and a careful property analysis will help determine whether Terre Haute's affordability advantage translates into strong individual returns.

Short-Term Rental Regulations in Terre Haute

Understanding local STR regulations is essential before investing in Terre Haute. Here's the current regulatory landscape:

Permit Requirements

Terre Haute, Indiana may require short-term rental operators to obtain a local business license or STR permit before listing a property. Investors should verify current requirements directly with the City of Terre Haute and Vigo County offices, as regulations in Indiana communities can evolve.

Key Restrictions

Common restrictions in markets like Terre Haute may include occupancy limits based on bedroom count, noise ordinances, parking requirements for guests, and potential HOA rules that prohibit or limit short-term rentals. Some Indiana municipalities also impose minimum stay requirements or cap the number of STR permits issued in a given area, so checking local zoning is essential before purchasing.

Tax Obligations

Short-term rental hosts in Indiana are typically required to collect and remit state sales tax and county innkeeper's tax on bookings shorter than 30 days. Platforms like Airbnb often handle collection automatically, but operators should confirm their obligations with the Indiana Department of Revenue to ensure full compliance.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Terre Haute can provide current regulatory guidance.

Short-Term Rental Financing for Terre Haute

Financing an Airbnb investment in Terre Haute requires lenders who understand STR income. Rabbu partner lenders offer:

  • DSCR Loans: Qualify based on property income, not personal income
  • Low Down Payment: As low as 10–15% for investment properties
  • Fast Closing: 21–30 day average close times
  • STR Experience: Lenders who understand vacation rental underwriting
Connect with a Terre Haute Lender →

Future Outlook & Long-Term Forecast

"Over the next 12–18 months, Terre Haute's STR market is likely to see continued supply growth following a 65% year-over-year increase in active listings. Occupancy rates may face some near-term pressure from this influx, though demand tied to the local university, healthcare sector, and regional events could help stabilize fill rates around 30–35%. Investors entering the market should anticipate modest ADR growth in the range of 1–3%, with seasonal peaks in May, June, and October continuing to drive the strongest revenue months. Properties that differentiate through quality amenities and competitive pricing will be best positioned to capture share in an increasingly competitive landscape."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Terre Haute, IN

What is the average Airbnb occupancy rate in Terre Haute?
The average Airbnb occupancy rate in Terre Haute is currently 32%, which is in line with the Indiana state average. Occupancy varies by property size, with two-bedroom listings slightly ahead at 34% and one-bedroom units at 30%. These figures reflect market-wide averages; individual hosts who optimize pricing and guest experience often exceed these benchmarks.
How much do Airbnb hosts make in Terre Haute?
On average, Airbnb hosts in Terre Haute earn approximately $1,378 per month or $16,536 per year based on trailing 12-month performance. Revenue varies significantly by property size—one-bedroom listings average about $11,046 annually, two-bedrooms around $15,072, and three-bedroom properties lead at roughly $22,929 per year. Actual earnings depend on factors like location, amenities, pricing strategy, and management quality.
Is Terre Haute a good market for Airbnb investment?
With an ROI score of 60 out of 100, Terre Haute is rated as an "Attractive Opportunity" for STR investment. The market benefits from affordable home values averaging $270,147 and a reasonable revenue-to-price ratio. However, investors should be mindful of growing competition—active listings grew 65% year-over-year—and relatively modest occupancy rates. Properties that are well-positioned, competitively priced, and thoughtfully outfitted tend to perform best here.
What is the average daily rate (ADR) for Airbnb in Terre Haute?
The average daily rate for Airbnb listings in Terre Haute is $136, which is significantly below the Indiana state average of $290. ADR scales with property size: one-bedroom listings average $80, two-bedrooms come in at $104, and three-bedroom properties command around $164 per night. This pricing makes the market attractive to budget-conscious travelers and those seeking extended stays.
Are short-term rentals legal in Terre Haute?
Short-term rentals operate in Terre Haute, but investors should verify current local regulations before purchasing. Like many Indiana communities, Terre Haute may require a business license or STR-specific permit. Zoning restrictions, HOA rules, and tax obligations can also apply. We recommend contacting the City of Terre Haute and Vigo County offices directly for the most up-to-date guidance.
When is peak season for Airbnb in Terre Haute?
Peak season in Terre Haute spans roughly from May through October, with the highest average monthly revenue occurring in October at $1,784 and June close behind at $1,770. May also performs strongly at $1,724. The slowest months are January ($816) and February ($897), so investors should plan for a noticeable seasonal dip during winter.
How many Airbnbs are there in Terre Haute?
As of late April 2026, there are 68 active Airbnb listings in Terre Haute. The supply is concentrated in two-bedroom properties (28 listings), followed by three-bedrooms (19) and one-bedrooms (15). Notably, the market has seen a 65% year-over-year increase in listings, indicating growing investor interest in the area.
How is Airbnb revenue calculated in Terre Haute?
The annual and monthly revenue figures for Terre Haute are derived from the trailing 12 months of historical booking performance for active comparable Airbnb listings in the market—they are not forward-looking projections. We average each comparable listing's actual revenue per available night (RevPAN) by month over the past year, remove regional outliers, and roll up the remainder to a market-level historical average. This approach anchors the figures to what hosts have actually earned recently while naturally reflecting seasonal peaks and slower months, since each month uses its own historical performance data. Individual results can vary based on property quality, pricing strategy, and operational management.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

  • Regularly updated active Airbnb and STR listing counts for the Terre Haute market
  • Occupancy rates, average daily rates, and seasonal revenue trends by month
  • Revenue and yield metrics including RevPAN, monthly revenue, and annual revenue by property size
  • Property value benchmarks sourced from the Zillow Home Value Index (ZHVI)
  • Data aggregated from multiple providers including Rabbu proprietary analytics for consistency

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing 12-month averages and market conditions as of early 2026; actual results may differ based on timing and local market shifts. Local regulations, HOA restrictions, and tax obligations vary and should be independently verified before investing.

Next Steps

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