Topton, NC Airbnb Market Data, Statistics, and Occupancy Rates

As of Apr, 27 2026

Rabbu ROI Score

49 / 100

Topton presents a competitive opportunity: investor interest and demand are strong, but higher prices or tighter competition may require more selective deal sourcing.

Topton Short-Term Rental Market Overview

Topton, NC is a small mountain market in western North Carolina with just 46 active Airbnb listings, offering a niche opportunity for investors drawn to the region's natural appeal. Average annual revenue sits at $28,343, driven largely by strong summer and fall seasons, while an average daily rate of $257 tracks close to the $262 state average. However, the market's 25% occupancy rate trails North Carolina's 34% average, and significant year-over-year listing growth of 162% signals rapidly rising competition that investors should weigh carefully.

Key Market Statistics

According to Rabbu market data, the Topton short-term rental market shows:

Key Airbnb and short-term rental market statistics.
Metric Context Value
Active Airbnb Listings As of Apr, 27 2026 46
Average Daily Rate (ADR) vs. $262 state avg. $257
Average Occupancy Rate vs. 34% state avg. 25%
RevPAN ADR * Occupancy Rate $63
Average Monthly Revenue Historical 12-month average $2,362
Average Annual Revenue Historical 12-month average $28,343

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026.

Why Investors Consider Topton

Topton attracts investor interest for its scenic mountain and lake setting, seasonal tourism appeal, and the ability of larger properties to command premium nightly rates.

Key investment factors

  • Lake access and waterfront proximity drive guest demand for nature-focused getaways
  • 3-bedroom properties deliver the highest RevPAN at $68, outperforming other sizes
  • Summer and fall peak months generate monthly revenues 3–4x above winter lows
  • Average daily rates near the state average suggest competitive pricing power
  • Pet-friendly listings (74% of supply) indicate strong demand from families and outdoor travelers

Expert Market Assessment

"Topton represents a competitive opportunity rather than a slam-dunk — the ROI score of 49 out of 100 reflects average revenue-to-price dynamics alongside below-average occupancy stability, growth trends, and supply/demand balance. Seasonality is pronounced: July tops out at $4,048 in average monthly revenue while February dips to just $983, creating a wide earnings gap that investors need to plan around. The market rewards larger, well-appointed properties — 3-bedroom listings generate roughly $42,055 annually compared to $20,120 for 2-bedrooms — so the right property type matters significantly here. With listing supply surging 162% year over year, new entrants should focus on differentiation through amenities like hot tubs, lake access, and pet-friendliness to stand out."

— Rabbu Market Analysis Team

Understanding Topton's ROI Score: 49/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

Factor Topton Performance Weight
Revenue-to-Price Ratio Average 40%
Occupancy Stability Below average 30%
Market Growth Trend Below average 15%
Supply/Demand Balance Below average 15%

What This Means for Investors

Topton's ROI score of 49 out of 100 places it in the 'Competitive Opportunity' band, meaning the market has real potential but demands careful deal selection. The revenue-to-price ratio rates as average — annual revenue of $28,343 against home values averaging $660,996 — while occupancy stability, market growth trend, and supply/demand balance all score below average, reflecting the rapid influx of new supply and soft year-round occupancy. Pairing this data with thorough local regulatory research and a strategy focused on higher-performing 3-bedroom properties can help investors find deals that outperform the market average.

Short-Term Rental Regulations in Topton

Understanding local STR regulations is essential before investing in Topton. Here's the current regulatory landscape:

Permit Requirements

Topton falls within Cherokee County, North Carolina, and operators should verify whether a short-term rental permit or business registration is required at the county or municipal level. Investors are advised to check directly with Cherokee County and the state of North Carolina for the most current STR permitting requirements before purchasing.

Key Restrictions

Common restrictions in North Carolina mountain communities can include occupancy limits based on bedroom count, minimum-stay requirements during certain seasons, noise ordinances, parking capacity rules, and HOA covenants that may limit or prohibit short-term rentals. Because regulations can vary even between neighboring jurisdictions, it's important to review both county-level ordinances and any applicable homeowner association rules.

Tax Obligations

Short-term rental hosts in North Carolina are generally subject to state and county occupancy taxes, as well as applicable state sales tax on rental receipts. Many booking platforms collect and remit these taxes on behalf of hosts, but operators should confirm their specific obligations with the North Carolina Department of Revenue and Cherokee County.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Topton can provide current regulatory guidance.

Short-Term Rental Financing for Topton

Financing an Airbnb investment in Topton requires lenders who understand STR income. Rabbu partner lenders offer:

  • DSCR Loans: Qualify based on property income, not personal income
  • Low Down Payment: As low as 10–15% for investment properties
  • Fast Closing: 21–30 day average close times
  • STR Experience: Lenders who understand vacation rental underwriting
Connect with a Topton Lender →

Future Outlook & Long-Term Forecast

"Over the next 12–18 months, Topton's seasonal revenue pattern — with July and October as clear peaks — is likely to hold, keeping summer and fall as the primary earning windows. The rapid influx of new listings (162% YoY growth) may put downward pressure on occupancy rates unless demand keeps pace, so investors should estimate conservatively with occupancy in the 22–28% range. ADR could remain relatively stable around $250–$265 given the area's leisure-driven positioning, though larger properties with strong amenity packages may outperform. Selective deal sourcing and differentiated listings will be key to capturing above-average returns in this increasingly competitive environment."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Topton, NC

What is the average Airbnb occupancy rate in Topton?
The average occupancy rate for Airbnb listings in Topton is currently 25%, which falls below the North Carolina state average of 34%. Occupancy varies considerably by property size — studios lead at 49%, while 4-bedroom properties average just 12%. Seasonal demand concentrated in summer and fall months contributes to the overall lower annual figure.
How much do Airbnb hosts make in Topton?
Airbnb hosts in Topton earn an average of $2,362 per month and approximately $28,343 per year based on trailing 12-month booking data. Earnings vary significantly by property size, with 3-bedroom listings leading at roughly $3,504 per month ($42,055 annually) and studios averaging $509 per month. Peak months like July and October can push monthly revenue well above $3,700.
Is Topton a good market for Airbnb investment?
Topton scores 49 out of 100 on Rabbu's ROI Score, categorized as a 'Competitive Opportunity.' The market offers solid nightly rates near the state average and strong seasonal peaks, but below-average occupancy and rapid supply growth (162% year-over-year) mean investors need to be selective. Larger properties — particularly 3-bedrooms — deliver the best revenue, and differentiation through premium amenities like lake access and hot tubs can help capture more bookings.
What is the average daily rate (ADR) for Airbnb in Topton?
The average daily rate in Topton is $257, just slightly below the North Carolina state average of $262. ADR scales with property size: studios average $105 per night, 2-bedrooms run $195, and 3-bedroom properties command the highest rate at $347 per night.
Are short-term rentals legal in Topton?
Short-term rentals operate in Topton, NC, with 46 active Airbnb listings currently on the market. However, investors should verify local permit requirements, zoning rules, and any applicable restrictions with Cherokee County and the state of North Carolina before purchasing a property, as regulations can change and may vary by specific location or HOA.
When is peak season for Airbnb in Topton?
Peak season in Topton runs from June through October, with July generating the highest average monthly revenue at $4,048 and October close behind at $3,779. The fall foliage season is a notable driver. Winter months are the slowest period — February averages just $983 in revenue — so investors should plan cash flow around a roughly 4:1 spread between peak and off-peak earnings.
How many Airbnbs are there in Topton?
There are currently 46 active Airbnb listings in Topton as of April 2026. The market has experienced significant growth, with active listings increasing 162% year over year. Two-bedroom properties make up the largest share of supply with 13 listings, followed by 1-bedrooms (9) and 3-bedrooms (8).
How is Airbnb revenue calculated in Topton?
The annual and monthly revenue figures for Topton are derived from the trailing 12 months of historical booking performance for active comparable Airbnb listings in the market — they are not forward-looking projections. Rabbu averages each comparable listing's actual revenue per available night (RevPAN) by month over the past year, removes regional outliers, and rolls the remainder up to a market-level historical average. This approach anchors the figures to what hosts have actually earned recently while naturally reflecting seasonal peaks and slower months, since each month uses its own historical performance. Individual results can vary based on property quality, pricing strategy, and operational management.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

  • Regularly updated active Airbnb and STR listing counts by market
  • Average daily rate, occupancy, and RevPAN trends across property sizes
  • Monthly and annual revenue metrics based on trailing 12-month booking data
  • Home value estimates sourced from the Zillow Home Value Index (ZHVI)
  • Amenity prevalence data across active listings in the market

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Local regulations and tax obligations may change; always verify current rules with local authorities before investing. Individual property results will vary based on location, condition, amenities, pricing strategy, and management quality.

Next Steps

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