Tracy, CA Airbnb Market Data, Statistics, and Occupancy Rates

As of Apr, 27 2026

Rabbu ROI Score

30 / 100

Tracy appears higher risk based on current data and may require deeper, property-specific diligence to find compelling opportunities.

Tracy Short-Term Rental Market Overview

Tracy, CA is a small short-term rental market with just 67 active Airbnb listings and an average annual revenue of $15,481 per property — well below what the state's typical STR generates. With an average daily rate of $137 (compared to a $551 state average) and occupancy sitting at 33% versus the 43% state benchmark, the market presents meaningful headwinds for investors. A 152% year-over-year growth in active listings signals rapidly increasing supply, which could further pressure already-soft performance metrics.

Key Market Statistics

According to Rabbu market data, the Tracy short-term rental market shows:

Key Airbnb and short-term rental market statistics.
Metric Context Value
Active Airbnb Listings As of Apr, 27 2026 67
Average Daily Rate (ADR) vs. $551 state avg. $137
Average Occupancy Rate vs. 43% state avg. 33%
RevPAN ADR * Occupancy Rate $45
Average Monthly Revenue Historical 12-month average $1,290
Average Annual Revenue Historical 12-month average $15,481

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026.

Why Investors Consider Tracy

Investors may consider Tracy for its relatively affordable entry into the Northern California corridor, though current STR fundamentals suggest caution and property-specific diligence are essential.

Key investment factors

  • Proximity to the San Francisco Bay Area could attract weekend or overflow travel demand
  • Larger properties (4 bedrooms) earn significantly more, with annual revenue near $42,813
  • Below-average occupancy at 33% and soft ADR of $137 limit cash-flow potential for most listings
  • Rapid 152% YoY supply growth risks further diluting per-listing performance
  • Average home values of $893,814 create a challenging revenue-to-price ratio for STR returns

Expert Market Assessment

"Tracy currently earns a limited investment potential rating, driven by below-average revenue-to-price ratios and soft occupancy that trails the state average by 10 percentage points. Seasonality is moderate — revenue peaks in July at roughly $1,599 and bottoms out in January near $928, creating a spread of about $670 between the best and worst months. The rapid expansion of supply (152% YoY) in a market with only 67 listings raises concerns about saturation in a demand environment that hasn't yet proven it can absorb significant new inventory. Investors who do find opportunities here will likely need to focus on larger, well-amenitized properties and maintain disciplined pricing strategies."

— Rabbu Market Analysis Team

Understanding Tracy's ROI Score: 30/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

Factor Tracy Performance Weight
Revenue-to-Price Ratio Below average 40%
Occupancy Stability Below average 30%
Market Growth Trend Below average 15%
Supply/Demand Balance Average 15%

What This Means for Investors

Tracy's ROI score of 30 out of 100 places it in the limited investment potential band, indicating that market-wide fundamentals are not particularly favorable for STR investors at this time. The below-average ratings across revenue-to-price ratio, occupancy stability, and market growth trend all contribute to the cautious assessment, with only supply/demand balance earning an average mark. Investors interested in Tracy should pair this data with thorough local regulatory research and focus on property-specific opportunities — particularly larger homes — rather than relying on broad market tailwinds.

Short-Term Rental Regulations in Tracy

Understanding local STR regulations is essential before investing in Tracy. Here's the current regulatory landscape:

Permit Requirements

Short-term rental operators in Tracy, California may be required to obtain a permit or business registration before listing their property. Investors should verify current requirements directly with the City of Tracy and San Joaquin County, as local rules can change.

Key Restrictions

Common restrictions that may apply to short-term rentals in Tracy include occupancy limits, noise ordinances, parking requirements, and minimum stay rules. HOA covenants can also prohibit or limit STR activity, so reviewing any applicable association rules is critical before purchasing a property.

Tax Obligations

STR operators in California are typically subject to transient occupancy taxes, and may also owe state and local sales taxes depending on the jurisdiction. Platforms like Airbnb often collect and remit some of these taxes automatically, but hosts should confirm their full obligations with the City of Tracy and the California Department of Tax and Fee Administration.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Tracy can provide current regulatory guidance.

Short-Term Rental Financing for Tracy

Financing an Airbnb investment in Tracy requires lenders who understand STR income. Rabbu partner lenders offer:

  • DSCR Loans: Qualify based on property income, not personal income
  • Low Down Payment: As low as 10–15% for investment properties
  • Fast Closing: 21–30 day average close times
  • STR Experience: Lenders who understand vacation rental underwriting
Connect with a Tracy Lender →

Future Outlook & Long-Term Forecast

"Over the next 12–18 months, Tracy's STR market faces a challenging outlook as the rapid influx of new listings (152% YoY growth) is likely to intensify competition for a relatively limited demand pool. Occupancy rates may remain in the low-to-mid 30% range unless listing growth stabilizes, with ADR unlikely to push meaningfully beyond the current $137 average. Seasonal patterns suggest summer months (May through July) will continue to be the strongest revenue window, though even peak months only reach around $1,599 in average monthly revenue. Investors should treat any projections conservatively and watch whether supply growth decelerates before committing capital."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Tracy, CA

What is the average Airbnb occupancy rate in Tracy?
The average Airbnb occupancy rate in Tracy is currently 33%, which falls below the California state average of 43%. Occupancy rates are relatively uniform across property sizes, ranging from 32% for 4-bedroom listings to 36% for 2-bedroom properties. This lower-than-average occupancy means investors should budget conservatively and focus on optimizing listing quality and pricing to capture available demand.
How much do Airbnb hosts make in Tracy?
On average, Airbnb hosts in Tracy earn approximately $1,290 per month or $15,481 per year based on trailing 12-month data. However, revenue varies significantly by property size: 1-bedroom listings average $8,554 annually, while 4-bedroom properties bring in roughly $42,813 per year. Larger homes command substantially higher daily rates and overall revenue, making them the stronger performers in this market.
Is Tracy a good market for Airbnb investment?
Tracy currently carries a limited investment potential score of 30 out of 100, reflecting below-average performance across revenue-to-price ratio, occupancy stability, and market growth trend. With average home values near $893,814 and annual revenue around $15,481, the gross yield is quite thin for most property types. Investors may find isolated opportunities — particularly with larger homes that command higher nightly rates — but the market as a whole requires careful, property-specific diligence before committing capital.
What is the average daily rate (ADR) for Airbnb in Tracy?
The average daily rate for Airbnb listings in Tracy is $137, significantly below the California state average of $551. ADR scales meaningfully with property size: 1-bedroom units average $69 per night, 2-bedrooms reach $127, 3-bedrooms hit $184, and 4-bedroom properties command $320 per night. The steep premium for larger homes underscores the importance of property size in driving revenue in this market.
Are short-term rentals legal in Tracy?
Short-term rentals are generally permitted in Tracy, California, though operators may need to obtain local permits or business registrations. Regulations can include occupancy limits, parking requirements, and noise restrictions. It's important to check with the City of Tracy and review any applicable HOA rules, as requirements and restrictions can evolve over time.
When is peak season for Airbnb in Tracy?
Peak season for Airbnb in Tracy runs from May through July, with July being the highest-earning month at an average of $1,599 in revenue. The summer months benefit from warm weather and increased travel activity in the Central Valley and greater Bay Area region. The slowest month is January, when average revenue drops to about $928, creating a roughly 72% spread between the best and worst months.
How many Airbnbs are there in Tracy?
As of April 2026, there are 67 active Airbnb listings in Tracy. The market is heavily weighted toward 1-bedroom properties, which account for 40 of those listings, followed by 4-bedrooms with 12 listings, and 2- and 3-bedroom properties with 6 each. Notably, listing counts have grown by 152% year-over-year, indicating rapid new supply entering this relatively small market.
How is Airbnb revenue calculated in Tracy?
The annual and monthly revenue figures for Tracy are derived from the trailing 12 months of historical booking performance for active comparable Airbnb listings in the market — they are not forward-looking projections. Rabbu averages each comparable listing's actual revenue per available night (RevPAN) by month over the past year, removes regional outliers, and rolls the remainder up to a market-level historical average. This approach anchors the figures to what hosts have actually earned recently while naturally reflecting seasonal peaks and slower months, since each month uses its own historical performance data. Individual results can vary based on property quality, pricing strategy, and how well the listing is managed.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

  • Regularly updated active Airbnb and STR listing counts for Tracy and surrounding zip codes
  • Average daily rate, occupancy, and RevPAN trends across property sizes
  • Monthly and annual revenue metrics based on trailing 12-month booking data
  • Home value data sourced from the Zillow Home Value Index (ZHVI)
  • Amenity prevalence data across active listings in the market

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing 12-month averages as of April 2026 and may not capture very recent market shifts. Local regulations, HOA rules, and tax obligations vary and should be independently verified before making investment decisions.

Next Steps

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