Utica, NY Airbnb Market Data, Statistics, and Occupancy Rates

As of Apr, 27 2026

Rabbu ROI Score

63 / 100

Utica offers attractive short-term rental potential, with a balance of healthy demand and revenue relative to property values.

Utica Short-Term Rental Market Overview

Utica presents an intriguing entry point for short-term rental investors, combining relatively affordable home values averaging $271,746 with annual revenue potential around $20,317. With 70 active Airbnb listings and an ADR of $153—well below the $381 New York state average—the market appeals to budget-conscious travelers and offers investors lower acquisition costs. The ROI score of 63 out of 100 signals an attractive opportunity, though occupancy at 33% trails the state average of 40%, leaving room for well-managed properties to outperform.

Key Market Statistics

According to Rabbu market data, the Utica short-term rental market shows:

Key Airbnb and short-term rental market statistics.
Metric Context Value
Active Airbnb Listings As of Apr, 27 2026 70
Average Daily Rate (ADR) vs. $381 state avg. $153
Average Occupancy Rate vs. 40% state avg. 33%
RevPAN ADR * Occupancy Rate $51
Average Monthly Revenue Historical 12-month average $1,693
Average Annual Revenue Historical 12-month average $20,317

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026.

Why Investors Consider Utica

Utica's low property acquisition costs relative to revenue potential, combined with strong summer demand, make it a compelling option for investors seeking affordable market entry in New York State.

Key investment factors

  • Average home values under $275K offer a low barrier to entry compared to most New York markets
  • Summer months generate 2–4x the revenue of winter months, creating strong seasonal earning peaks
  • Studios lead in both occupancy (61%) and RevPAN ($65), signaling demand for compact, affordable stays
  • Parking availability at 97% of listings reflects the car-dependent nature of the area, reducing the amenity investment needed
  • Year-over-year listing growth of 100% indicates rising investor interest and market awareness

Expert Market Assessment

"Utica offers a moderate investment opportunity with clear seasonal dynamics that favor summer-focused hosting strategies. Revenue peaks sharply in July ($3,495) and August ($3,460), while January dips to just $749—a nearly 5:1 ratio that investors need to plan around. The supply-demand balance is rated below average, suggesting the rapid doubling of active listings may be outpacing demand growth in the near term. Still, with affordable entry prices and solid RevPAN performance from smaller units, disciplined investors who optimize pricing and amenities can carve out above-market returns."

— Rabbu Market Analysis Team

Understanding Utica's ROI Score: 63/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

Factor Utica Performance Weight
Revenue-to-Price Ratio Average 40%
Occupancy Stability Average 30%
Market Growth Trend Average 15%
Supply/Demand Balance Below average 15%

What This Means for Investors

Utica's ROI Score of 63 out of 100 places it in the 'Attractive Opportunity' band, driven by an average revenue-to-price ratio and stable—if unspectacular—occupancy patterns. The supply-demand balance is the weakest factor, rated below average, which suggests the recent surge in new listings may be creating competitive pressure that investors should monitor. Pairing this data with thorough local regulatory research and a focus on high-performing property types like studios can help investors maximize their returns in this emerging market.

Short-Term Rental Regulations in Utica

Understanding local STR regulations is essential before investing in Utica. Here's the current regulatory landscape:

Permit Requirements

Short-term rental operators in Utica, New York may be required to obtain permits or register their property with city authorities before listing. Investors should verify current requirements directly with the City of Utica and Oneida County, as local rules can change.

Key Restrictions

Common STR restrictions in New York municipalities can include occupancy limits, minimum stay requirements, noise ordinances, and parking mandates. Some properties may also be subject to HOA rules or zoning restrictions that limit short-term rental activity, so reviewing deed covenants and local codes before purchasing is essential.

Tax Obligations

Short-term rental hosts in New York are generally subject to state and local occupancy taxes, as well as sales tax. Many booking platforms collect and remit a portion of these taxes automatically, but operators should confirm their full tax obligations with a local accountant or the New York State Department of Taxation and Finance.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Utica can provide current regulatory guidance.

Short-Term Rental Financing for Utica

Financing an Airbnb investment in Utica requires lenders who understand STR income. Rabbu partner lenders offer:

  • DSCR Loans: Qualify based on property income, not personal income
  • Low Down Payment: As low as 10–15% for investment properties
  • Fast Closing: 21–30 day average close times
  • STR Experience: Lenders who understand vacation rental underwriting
Connect with a Utica Lender →

Future Outlook & Long-Term Forecast

"Over the next 12–18 months, Utica's STR market is expected to follow its established seasonal pattern, with summer months driving the bulk of annual revenue and winter remaining the softest period. ADR may see modest increases in the 1–3% range as supply grows and hosts compete on amenities rather than price alone. Occupancy rates could stabilize around 30–35% market-wide, with well-positioned properties—particularly studios—likely outperforming that range. Investors entering now should plan for meaningful revenue concentration between June and September and budget accordingly for leaner winter months."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Utica, NY

What is the average Airbnb occupancy rate in Utica?
The average occupancy rate for Airbnb listings in Utica is currently 33%, which falls below the New York state average of 40%. However, occupancy varies significantly by property size—studios lead the market at 61%, while 2-bedroom units average just 23%. Investors targeting smaller, well-priced units may see substantially higher occupancy than the market average.
How much do Airbnb hosts make in Utica?
Airbnb hosts in Utica earn an average of $1,693 per month, which translates to roughly $20,317 annually based on the trailing 12 months of booking data. Revenue varies considerably by property size: studios average $24,833 per year, while 1-bedroom listings average $15,351. Seasonal fluctuations also play a significant role, with summer months generating several times the revenue of winter.
Is Utica a good market for Airbnb investment?
Utica earns a Rabbu ROI Score of 63 out of 100, classified as an 'Attractive Opportunity.' The market's strongest advantage is its affordable home values (averaging $271,746) relative to revenue potential, which supports a reasonable revenue-to-price ratio. The main considerations are below-average occupancy and a supply-demand balance that warrants monitoring as new listings enter the market. Investors who focus on high-demand property types—particularly studios—and optimize for summer peak season can position themselves well.
What is the average daily rate (ADR) for Airbnb in Utica?
The average daily rate for Airbnb listings in Utica is $153, which is significantly lower than the $381 New York state average. ADR varies by property size: 2-bedroom listings command the highest rates at $194, followed by 3-bedrooms at $163, 1-bedrooms at $119, and studios at $106. The lower ADR reflects Utica's positioning as a value-oriented market rather than a luxury destination.
Are short-term rentals legal in Utica?
Short-term rentals do operate in Utica, with 70 active Airbnb listings currently in the market. However, investors should verify all local permitting, registration, and zoning requirements directly with the City of Utica and relevant New York State authorities before purchasing or listing a property. Regulations can evolve, so staying current with local ordinances is important.
When is peak season for Airbnb in Utica?
Peak season for Airbnb in Utica runs from June through September, with July generating the highest average revenue at $3,495 per listing, followed closely by August at $3,460. The shoulder months of May ($1,675) and October ($1,574) offer moderate returns, while the winter months from December through February represent the slowest period, with January bottoming out at $749.
How many Airbnbs are there in Utica?
There are currently 70 active Airbnb listings in Utica as of April 2026. The market has seen 100% year-over-year growth in active listings, indicating increasing investor interest. The supply is distributed across studios (7), 1-bedroom units (24), 2-bedroom units (20), and 3-bedroom units (15).
How is Airbnb revenue calculated in Utica?
The annual and monthly revenue figures for Utica are derived from the trailing 12 months of historical booking performance for active comparable Airbnb listings in the market—they are not forward-looking projections. We average each comparable listing's actual revenue per available night (RevPAN) by month over the past year, remove regional outliers, and aggregate the results to a market-level historical average. Because each month uses its own historical performance data, the figures naturally reflect seasonal peaks (like July and August) and slower months (like January). Individual results can vary based on property quality, pricing strategy, listing optimization, and operational management.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

  • Regularly updated active Airbnb and STR listing counts, occupancy, and pricing data for Utica and surrounding zip codes
  • Average daily rate (ADR), occupancy, and RevPAN trends segmented by property size
  • Monthly and annual revenue estimates based on trailing 12-month historical booking performance
  • Home value benchmarks sourced from the Zillow Home Value Index (ZHVI)
  • Amenity prevalence data across active listings to inform property setup decisions

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing performance as of the dates noted and may not capture recent regulatory or market shifts. Individual property results will vary based on location, condition, pricing strategy, and management quality.

Next Steps

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