Angel Oak Mortgage Solutions LLC — STR, DSCR, and Conventional Loans in 43 states including California, Florida, and Texas

About Angel Oak Mortgage Solutions LLC

NMLS #1160240. Angel Oak Mortgage Solutions offers traditional and non-QM loans tailored to your needs. We’re a full-service lender guiding borrowers through a personalized mortgage process.

Key facts

Who

Angel Oak Mortgage Solutions LLC, lender specializing in STR, DSCR, and Conventional loan programs for Airbnb investors.

Loan types

STR • DSCR • Conventional

Loan purposes

Purchase • Rate & Term Refinance

Licensed states

Alabama (AL), Arizona (AZ), California (CA), Colorado (CO), Connecticut (CT), Delaware (DE), District of Columbia (DC), Florida (FL), Georgia (GA), Idaho (ID), Illinois (IL), Indiana (IN), Iowa (IA), Kansas (KS), Kentucky (KY), Maine (ME), Maryland (MD), Massachusetts (MA), Michigan (MI), Minnesota (MN), Missouri (MO), Montana (MT), New Hampshire (NH), New Jersey (NJ), New Mexico (NM), North Carolina (NC), North Dakota (ND), Ohio (OH), Oklahoma (OK), Oregon (OR), Pennsylvania (PA), Rhode Island (RI), South Carolina (SC), South Dakota (SD), Tennessee (TN), Texas (TX), Utah (UT), Vermont (VT), Virginia (VA), Washington (WA), West Virginia (WV), Wisconsin (WI), and Wyoming (WY)

Proof

4.2★ (5 recommendations)

Languages

English

Contact

Contact on Rabbu

Source

Profile

1. As a small business owner, using a bank to purchase houses is quite difficult or even impossible when there are no W2s to share.

   Angel Oak helps the small business person go through the mortgage system flawlessly by using a the business owner's bank statements to qualify. Rawson Ridley is stellar at helping one to understand the process and he held my hand through all the document explanations and term definitions. I refinanced my house at a lower rate and it is all due to Rawson Ridley at Angel Oak.

2. Rawson at Angel Oak was a pleasure to work with.

   Told me right up front what he could and couldn't get, lived up to it and walked me through the process and had me comfortable the whole time. much easier than I thought it would be going in. definitely recommended.

3. I started the HELOC process with Chris Wilson.

   He took all of my sensitive information and I never heard nack from him. I called the main like many times before anyone picked up. I left a message for a supervisor who never called me back. This may be a scam amd a way to collect sensitive information. I would not recommend Chris Willson of Angel Oak.

4. I had an excellent experience working with Ryan Loya at Angel Oak Mortgage Solutions LLC during our HELOC process.

   Ryan was truly outstanding from start to finish. He was professional, attentive, knowledgeable, and incredibly patient with all of my questions and concerns. He took the time to explain everything clearly, kept us informed throughout the process, and made us feel supported every step of the way. What stood out most was his responsiveness and genuine attention to our needs. He made what could have been a stressful process feel much easier and more manageable. While our experience with Angel Oak Mortgage Solutions LLC was very positive, I especially want to recognize Ryan Loya for the exceptional service he provided. We could not have asked for a better licensed mortgage professional to guide us through this HELOC. I highly recommend Ryan to anyone needing mortgage or HELOC assistance. Thank you Ryan! Gina and Oscar

5. I just completed a refi with this company.

   Best pricing , most transparent and helpful company - I’m still amazed. If I can give 10 stars I would. Rawson Ridley was my loan officer and his service, availability and advice through the entire process was truly a revelation in a time where service is not a value companies strive for anymore. His entire team especially Evan Rider were just a dream to work with. Highly recommend!!!

FAQs

• What types of loans does Angel Oak Mortgage Solutions LLC offer?

  Angel Oak Mortgage Solutions LLC offers financing options tailored for real estate investors, including STR, DSCR, and Conventional loan programs. These loans are designed to help investors purchase or rate & term refinance income-producing properties such as Airbnbs and vacation rentals.

• What can I use these loans for?

  You can work with Angel Oak Mortgage Solutions LLC to finance a property purchase or rate & term refinance. Each option is built to support short-term rental or investment property strategies.

• Where does Angel Oak Mortgage Solutions LLC operate?

  Angel Oak Mortgage Solutions LLC is licensed to provide loan products in 43 states including California, Florida, and Texas.

• Why work with a Rabbu lender?

  Rabbu lenders specialize in financing short-term rental and vacation rental properties. They understand STR income, DSCR qualification, and how to underwrite loans based on Airbnb performance data — making the process faster and more investor-friendly.

• How can I contact Angel Oak Mortgage Solutions LLC?

  You can reach out directly through their Rabbu profile to discuss your financing goals. Simply fill out the contact form to get matched with a loan expert for your next STR investment.