Helm Mortgage Group — STR, DSCR, and Conventional Loans in 5 states including California, Florida, and Texas

About Helm Mortgage Group

NMLS #2448506. Helm Mortgage is your reliable lender that will meet your real estate investment finance needs. Whether you are seeking short term rental financing with DSCR loans or personal income verification, we have the right loan program and low rates for you. Check out our reviews!

Key facts

Who

Helm Mortgage Group, lender specializing in STR, DSCR, and Conventional loan programs for Airbnb investors.

Loan types

STR • DSCR • Conventional

Loan purposes

Purchase • Rate & Term Refinance

Licensed states

California (CA), Florida (FL), Georgia (GA), Louisiana (LA), and Texas (TX)

Proof

5.0★ (5 recommendations)

Languages

English

Contact

Contact on Rabbu

Source

Profile

1. Raymond at Helm Mortgage was a pleasure to work with.

   He took the time to explain every part of the process and answered all questions we had. Would highly recommend Raymond at Helm Mortgage.

2. Ray was great to work with and made the whole mortgage process much easier than I expected.

   He’s very friendly, stays on top of everything, and always kept things moving in the right direction. I really appreciated how positive and reassuring he was throughout the process. He explained everything clearly and was always available whenever I had questions, which made a big difference. I always felt informed and supported. I’d definitely recommend Ray to anyone looking for a lender who’s knowledgeable, responsive, and easy to work with.

3. Ray was very helpful throughout our whole loan process.

   He was patient, kind, and very informative to help us receive the best deal. We appreciate all the time he took to answer our million questions as first time home buyers and hometown heroes!

4. Thanks to Helm Mortgage Corp.

   I was able to buy the house that I really wanted. Didn’t have to settle. Ray walked me thru the process side by side with the best realtor Chere. He told me what needed to happen. I executed and 30 days to the date I was a homeowner. I don’t know who else to recommend besides the dream team.

5. As the buyer’s agent, I had the pleasure of working with Ray Rodrigues and his mortgage company—and let me tell you, he was absolutely astonishing from start to finish!

   Ray didn’t just process a loan—he nurtured the deal like it was his own, ensuring everything stayed on track and got us to the closing table in a little under 30 days. The file was spotless, no hiccups, no surprises—just smooth sailing the whole way through. Ray is the kind of professional you want in your corner. Responsive, reliable, and completely committed to the client’s success. I would recommend him a thousand times over, and without question, I’ll be using him again. We’re officially a team now!

FAQs

• What types of loans does Helm Mortgage Group offer?

  Helm Mortgage Group offers financing options tailored for real estate investors, including STR, DSCR, and Conventional loan programs. These loans are designed to help investors purchase or rate & term refinance income-producing properties such as Airbnbs and vacation rentals.

• What can I use these loans for?

  You can work with Helm Mortgage Group to finance a property purchase or rate & term refinance. Each option is built to support short-term rental or investment property strategies.

• Where does Helm Mortgage Group operate?

  Helm Mortgage Group is licensed to provide loan products in 5 states including California, Florida, and Texas.

• Why work with a Rabbu lender?

  Rabbu lenders specialize in financing short-term rental and vacation rental properties. They understand STR income, DSCR qualification, and how to underwrite loans based on Airbnb performance data — making the process faster and more investor-friendly.

• How can I contact Helm Mortgage Group?

  You can reach out directly through their Rabbu profile to discuss your financing goals. Simply fill out the contact form to get matched with a loan expert for your next STR investment.