The One Brokerage — STR, DSCR, and Conventional Loans in 47 states including California, Florida, and Texas

About The One Brokerage

NMLS #2142653. The Bigger Pockets Featured Lender! Founded by David Greene and Christian Bachelder, both hosts on the BiggerPockets network, The One Brokerage offers just about every loan product out there and specifically the best rates and terms in the short term rental space!

Key facts

Who

The One Brokerage, lender specializing in STR, DSCR, and Conventional loan programs for Airbnb investors.

Loan types

STR • DSCR • Conventional

Loan purposes

Purchase • Rate & Term Refinance

Licensed states

Alabama (AL), Alaska (AK), Arizona (AZ), Arkansas (AR), California (CA), Colorado (CO), Connecticut (CT), Delaware (DE), District of Columbia (DC), Florida (FL), Georgia (GA), Hawaii (HI), Idaho (ID), Illinois (IL), Indiana (IN), Iowa (IA), Kansas (KS), Kentucky (KY), Louisiana (LA), Maine (ME), Maryland (MD), Massachusetts (MA), Michigan (MI), Minnesota (MN), Mississippi (MS), Montana (MT), Nebraska (NE), New Hampshire (NH), New Jersey (NJ), New Mexico (NM), North Carolina (NC), North Dakota (ND), Ohio (OH), Oklahoma (OK), Oregon (OR), Pennsylvania (PA), Rhode Island (RI), South Carolina (SC), South Dakota (SD), Tennessee (TN), Texas (TX), Vermont (VT), Virginia (VA), Washington (WA), West Virginia (WV), Wisconsin (WI), and Wyoming (WY)

Proof

4.2★ (5 recommendations)

Languages

English

Contact

Contact on Rabbu

Source

Profile

1. Working with Kevin and Bryce was an absolute pleasure from start to finish.

   Even during an incredibly busy time for all of us, they made the entire process seamless and stress-free. Kevin’s strategic advice regarding seller credit and negotiation was invaluable and ultimately helped us land a fantastic deal. My wife and I are thrilled with our new investment, and we couldn't have gotten it over the finish line without their hard work and dedication. If you want a team that genuinely cares, knows the market inside out, and delivers results, look no further. We will absolutely be working with them again in the future!

2. Frank T was great to work with on a recent transaction.

   He was timely with updates all along the way. I recommend him to any buyer starting the home-buying process!

3. I had a fantastic experience working with Miki and Ashly as my mortgage brokers.

   They were extremely professional, responsive, and genuinely great to work with throughout the entire process. As a real estate investor, finding the right loan structure and a competitive rate is very important to me, and they were able to do exactly that. They took the time to understand what I needed and found the perfect loan for my situation with a great rate. Communication was excellent from start to finish, and everything was handled smoothly. Most importantly, the closing happened right on time with no surprises. I highly recommend Miki and his team to anyone looking for knowledgeable, reliable, and professional mortgage brokers. I will definitely work with them again in the future.

4. I had been in contact with multiple brokers to get closed on my property, and none of them could help with the issues I was having.

   However, after a 30 minute phone call with Christian, he was able to point out the fixes to my problems and began helping me fix them prior to closing. Christian, delal, and Ross were very knowledgeable and worked together to get my deal to the closing table! Can't wait to work with them in the future!

5. I had high hopes of working with an investor-focused lender.

   The process began smoothly, with clear communication and a seemingly streamlined approach. A few details were initially missed but were later clarified when I asked about them. I was refinancing a commercial multifamily property in the Midwest. After completing the application, I was required to prepay the appraiser fee and a few other charges—about $2,000 total. The lender also reached out to a local title company to begin work on the loan; however, they never paid the title company for their services. I received email notifications each time an invoice was sent (monthly) and forwarded them to my contact, Wyatt Wolff, who repeatedly assured me that payment would be made. Last week, I received a letter from the title company stating they still have not been paid. To make matters worse, the appraiser assigned to the deal significantly undervalued the property, causing the refinance to fall through. Now I’m being asked to pay for title work that I never authorized. Overall, this has been a very disappointing and frustrating experience.

FAQs

• What types of loans does The One Brokerage offer?

  The One Brokerage offers financing options tailored for real estate investors, including STR, DSCR, and Conventional loan programs. These loans are designed to help investors purchase or rate & term refinance income-producing properties such as Airbnbs and vacation rentals.

• What can I use these loans for?

  You can work with The One Brokerage to finance a property purchase or rate & term refinance. Each option is built to support short-term rental or investment property strategies.

• Where does The One Brokerage operate?

  The One Brokerage is licensed to provide loan products in 47 states including California, Florida, and Texas.

• Why work with a Rabbu lender?

  Rabbu lenders specialize in financing short-term rental and vacation rental properties. They understand STR income, DSCR qualification, and how to underwrite loans based on Airbnb performance data — making the process faster and more investor-friendly.

• How can I contact The One Brokerage?

  You can reach out directly through their Rabbu profile to discuss your financing goals. Simply fill out the contact form to get matched with a loan expert for your next STR investment.