Total Quality Lending — STR, DSCR, and Conventional Loans in 42 states including California, Florida, and Texas

About Total Quality Lending

NMLS #1933377. Total Quality Lending Specializes in STR loans With Little As 10% down,  15-day close guarantee, No lender fees on refinances. Our expert team, with 1000+ 5-star reviews, provides competitive rates as a direct lender. Partner with us to build wealth.

Key facts

Who

Total Quality Lending, lender specializing in STR, DSCR, and Conventional loan programs for Airbnb investors.

Loan types

STR • DSCR • Conventional

Loan purposes

Purchase • Rate & Term Refinance

Licensed states

Alabama (AL), Arizona (AZ), Arkansas (AR), California (CA), Colorado (CO), Connecticut (CT), Florida (FL), Georgia (GA), Hawaii (HI), Idaho (ID), Illinois (IL), Indiana (IN), Iowa (IA), Kansas (KS), Kentucky (KY), Louisiana (LA), Maine (ME), Maryland (MD), Massachusetts (MA), Michigan (MI), Minnesota (MN), Mississippi (MS), Missouri (MO), Montana (MT), Nebraska (NE), New Hampshire (NH), New Jersey (NJ), New Mexico (NM), New York (NY), North Carolina (NC), Ohio (OH), Oklahoma (OK), Oregon (OR), Pennsylvania (PA), South Carolina (SC), Tennessee (TN), Texas (TX), Virginia (VA), Washington (WA), West Virginia (WV), Wisconsin (WI), and Wyoming (WY)

Proof

5.0★ (5 recommendations)

Languages

English

Contact

Contact on Rabbu

Source

Profile

1. I recently had the pleasure of working with Evan Stinnett and Bradley from Total Quality Lending, and I couldn’t be happier with the experience.

   It was great having them by my side throughout the entire process. Communication was excellent, and Evan was always there whenever I had questions or needed anything related to my mortgage. You can absolutely trust these guys! They made the whole process very smooth. I look forward to working with Evan and Bradley again in the future.

2. Taylor Burkhart at Total Quality Lending went above and beyond throughout the entire process of helping me secure my dream investment property.

   From the very beginning, Taylor was knowledgeable, responsive, and always willing to answer my questions. He made what could have been a stressful experience feel smooth and straightforward. What impressed me most was his dedication and persistence. Taylor worked hard to find the best solution for my situation and kept me informed every step of the way. I always felt like he genuinely cared about helping me reach my goal, not just closing a loan. If you’re looking for a loan officer who is professional, trustworthy, and truly committed to his clients, I can’t recommend Taylor and Total Quality Lending enough. Thank you for helping make my dream investment property a reality!

3. I had an outstanding experience working with Aaron Beck at Total Quality Lending.

   From start to finish, the entire loan process was smooth, efficient, and stress-free. Aaron was amazing to work with—he was always easy to reach, responded to all of my questions quickly, and kept me informed every step of the way. What impressed me most was how fast everything moved. Aaron made the process simple, and we were funded much quicker than I expected. If you're looking for a knowledgeable, responsive, and reliable loan officer who truly cares about providing excellent service, I highly recommend Aaron Beck and Total Quality Lending. Thank you for making this such a great experience!

4. I had an outstanding experience working with Dominick and Katie at Total Quality Lending during the purchase of my first investment property.

   From start to finish, they were professional, knowledgeable, and incredibly responsive. No matter what questions came up throughout the process, they were quick to provide answers and guidance, making what can often be a stressful transaction feel smooth and manageable. What impressed me most was their ability to keep everything organized and on track. They communicated clearly, stayed ahead of deadlines, and worked diligently to ensure there were no surprises along the way. Thanks to their expertise and attention to detail, we closed on time exactly as planned. I highly recommend Dominick and Katie and wouldn’t hesitate to work with them again on future investment properties. They are truly focused on helping their clients succeed!

5. I’ve now completed 9 DSCR loans for my short-term rental properties with Total Quality Lending, and I couldn’t be happier with the experience.

   From start to finish, their team has been professional, responsive, and incredibly knowledgeable about investment property financing. My loan officer, Taylor Burkhart, has been outstanding throughout every transaction. Taylor always had my best interest in mind, communicated clearly, and made sure each deal stayed on track. With DSCR loans, experience matters, and it shows. I shopped over 20 different lenders before deciding who to work with, and Total Quality Lending consistently stood out in terms of service, transparency, and overall execution. After 9 successful closings, I can confidently say they’ve earned my long-term business. If you’re an investor looking for a reliable lender who understands DSCR and short-term rental properties, I highly recommend them.

FAQs

• What types of loans does Total Quality Lending offer?

  Total Quality Lending offers financing options tailored for real estate investors, including STR, DSCR, and Conventional loan programs. These loans are designed to help investors purchase or rate & term refinance income-producing properties such as Airbnbs and vacation rentals.

• What can I use these loans for?

  You can work with Total Quality Lending to finance a property purchase or rate & term refinance. Each option is built to support short-term rental or investment property strategies.

• Where does Total Quality Lending operate?

  Total Quality Lending is licensed to provide loan products in 42 states including California, Florida, and Texas.

• Why work with a Rabbu lender?

  Rabbu lenders specialize in financing short-term rental and vacation rental properties. They understand STR income, DSCR qualification, and how to underwrite loans based on Airbnb performance data — making the process faster and more investor-friendly.

• How can I contact Total Quality Lending?

  You can reach out directly through their Rabbu profile to discuss your financing goals. Simply fill out the contact form to get matched with a loan expert for your next STR investment.