Total Quality Lending — STR, DSCR, and Conventional Loans in 42 states including California, Florida, and Texas

About Total Quality Lending

NMLS #1933377. Total Quality Lending Specializes in STR loans With Little As 10% down,  15-day close guarantee, No lender fees on refinances. Our expert team, with 1000+ 5-star reviews, provides competitive rates as a direct lender. Partner with us to build wealth.

Key facts

Who

Total Quality Lending, lender specializing in STR, DSCR, and Conventional loan programs for Airbnb investors.

Loan types

STR • DSCR • Conventional

Loan purposes

Purchase • Rate & Term Refinance

Licensed states

Alabama (AL), Arizona (AZ), Arkansas (AR), California (CA), Colorado (CO), Connecticut (CT), Florida (FL), Georgia (GA), Hawaii (HI), Idaho (ID), Illinois (IL), Indiana (IN), Iowa (IA), Kansas (KS), Kentucky (KY), Louisiana (LA), Maine (ME), Maryland (MD), Massachusetts (MA), Michigan (MI), Minnesota (MN), Mississippi (MS), Missouri (MO), Montana (MT), Nebraska (NE), New Hampshire (NH), New Jersey (NJ), New Mexico (NM), New York (NY), North Carolina (NC), Ohio (OH), Oklahoma (OK), Oregon (OR), Pennsylvania (PA), South Carolina (SC), Tennessee (TN), Texas (TX), Virginia (VA), Washington (WA), West Virginia (WV), Wisconsin (WI), and Wyoming (WY)

Proof

5.0★ (5 recommendations)

Languages

English

Contact

Contact on Rabbu

Source

Profile

1. Miles, Dominick, and Katie were absolutely amazing throughout our loan process.

   Our loan was not an easy one, but they made everything feel seamless from start to finish. They were always responsive, helpful, and great with follow-ups, which made the entire experience much less stressful for us. Most importantly, they worked hard to get us the best rate possible with the least amount of hassle. We truly appreciated their professionalism, patience, and dedication. Highly recommend working with this team!

2. I had an outstanding experience working with Dominick and Katie at Total Quality Lending during the purchase of my first investment property.

   From start to finish, they were professional, knowledgeable, and incredibly responsive. No matter what questions came up throughout the process, they were quick to provide answers and guidance, making what can often be a stressful transaction feel smooth and manageable. What impressed me most was their ability to keep everything organized and on track. They communicated clearly, stayed ahead of deadlines, and worked diligently to ensure there were no surprises along the way. Thanks to their expertise and attention to detail, we closed on time exactly as planned. I highly recommend Dominick and Katie and wouldn’t hesitate to work with them again on future investment properties. They are truly focused on helping their clients succeed!

3. I recently had the pleasure of working with Evan Stinnett and Taylor Burkhart at Total Quality Lending for our second mortgage loan, and I can’t recommend them highly enough.

   From start to finish, they demonstrated exceptional professionalism and expertise that made the entire process smooth and stress-free. They took the time to thoroughly understand our financial situation and goals. They provided us with various options, clearly explaining the pros and cons of each. Their knowledge of the mortgage market is impressive, and they were always available to answer our questions, no matter how small. What truly stood out was his commitment to customer service. Evan and Taylor were proactive in keeping us updated at every stage of the loan process, ensuring we felt informed and confident. Their attention to detail and dedication to finding the best solution for us made a significant difference. Thanks to Evan and Taylor we secured a fantastic rate and terms that exceeded our expectations. If you’re considering a mortgage or refinancing, I wholeheartedly recommend reaching out to either of them at Total Quality Lending. They are a great team , and we are grateful for their support in achieving our financial goals! Mica

4. I had an amazing experience working with Adam and Katie at Total Quality Lending.

   From start to finish, Adam was incredibly responsive, knowledgeable, and patient with every question I had throughout the process. Even with a few hiccups on my side along the way, he worked hard to keep everything moving and helped get the home closed quickly and smoothly. Katie was also wonderful to work with! She was organized, communicative, and always helpful whenever we needed updates or guidance. Their teamwork truly made a stressful process feel manageable. I’m beyond grateful for everything they did and will absolutely be a lifelong customer. I highly recommend Total Quality Lending to anyone looking for a lender who genuinely cares and goes above and beyond for their clients!

5. I’ve now completed 9 DSCR loans for my short-term rental properties with Total Quality Lending, and I couldn’t be happier with the experience.

   From start to finish, their team has been professional, responsive, and incredibly knowledgeable about investment property financing. My loan officer, Taylor Burkhart, has been outstanding throughout every transaction. Taylor always had my best interest in mind, communicated clearly, and made sure each deal stayed on track. With DSCR loans, experience matters, and it shows. I shopped over 20 different lenders before deciding who to work with, and Total Quality Lending consistently stood out in terms of service, transparency, and overall execution. After 9 successful closings, I can confidently say they’ve earned my long-term business. If you’re an investor looking for a reliable lender who understands DSCR and short-term rental properties, I highly recommend them.

FAQs

• What types of loans does Total Quality Lending offer?

  Total Quality Lending offers financing options tailored for real estate investors, including STR, DSCR, and Conventional loan programs. These loans are designed to help investors purchase or rate & term refinance income-producing properties such as Airbnbs and vacation rentals.

• What can I use these loans for?

  You can work with Total Quality Lending to finance a property purchase or rate & term refinance. Each option is built to support short-term rental or investment property strategies.

• Where does Total Quality Lending operate?

  Total Quality Lending is licensed to provide loan products in 42 states including California, Florida, and Texas.

• Why work with a Rabbu lender?

  Rabbu lenders specialize in financing short-term rental and vacation rental properties. They understand STR income, DSCR qualification, and how to underwrite loans based on Airbnb performance data — making the process faster and more investor-friendly.

• How can I contact Total Quality Lending?

  You can reach out directly through their Rabbu profile to discuss your financing goals. Simply fill out the contact form to get matched with a loan expert for your next STR investment.