West Capital Lending — STR, DSCR, and Conventional Loans in 31 states including California, Florida, and Texas

About West Capital Lending

NMLS #1566096. DSCR loan rates & terms aren’t always what they seem. Many lenders advertise ‘too good to be true’ offers—but we shop 140+ lenders to find real solutions that fit your investment goals. Avoid surprises & get the best deal with expert guidance with West Capital Lending.

Key facts

Who

West Capital Lending, lender specializing in STR, DSCR, and Conventional loan programs for Airbnb investors.

Loan types

STR • DSCR • Conventional

Loan purposes

Purchase • Rate & Term Refinance

Licensed states

Alaska (AK), Arizona (AZ), California (CA), Colorado (CO), Connecticut (CT), Delaware (DE), District of Columbia (DC), Florida (FL), Hawaii (HI), Idaho (ID), Iowa (IA), Kansas (KS), Kentucky (KY), Maine (ME), Maryland (MD), Michigan (MI), Minnesota (MN), Missouri (MO), Nebraska (NE), New Hampshire (NH), New Mexico (NM), Ohio (OH), Oregon (OR), Pennsylvania (PA), Tennessee (TN), Texas (TX), Virginia (VA), Washington (WA), West Virginia (WV), Wisconsin (WI), and Wyoming (WY)

Proof

5.0★ (5 recommendations)

Languages

English

Contact

Contact on Rabbu

Source

Profile

1. Buying a home can feel overwhelming, but Anthony and Lauren made the experience stress-free from start to finish.

   Anthony was always just a call or text away, ready to answer any question with patience and clarity. Lauren was a pleasure to work with and helped keep everything on track. Their professionalism and genuine care for their clients set them apart. I wouldn't hesitate to recommend them to anyone.

2. Brandon Stein with West Capital was great!

   We came in with a pretty clear picture of what we were looking for and Brandon helped us find an even better outcome. He gave us great advice and quickly found us the best loan to achieve our home renovation goals and tackle some unwanted debt, all while giving us the ability to save more for the future. He was easy to communicate with and very quick to respond with questions. I would highly recommend Brandon!

3. Jesse Beard was extremely knowledgeable and transparent throughout the entire refinance process.

   He took the time to clearly explain all of my refinance options and made sure I understood the pros and cons of each one. I really appreciated how patient and thorough he was in answering my questions and making sure I felt confident in my decisions. Jesse’s professionalism and honesty made the whole experience smooth and stress-free. I highly recommend working with him if you’re considering refinancing.

4. I cannot recommend Austin Beck enough!

   He worked tirelessly for over 6 months to help me get approved for the perfect HELOC. No matter the challenges, he never gave up and consistently explored multiple options to find something that truly fit my needs and personal situation. His dedication, persistence, and commitment to making sure I was funded with the right HELOC meant everything to me. I truly felt supported throughout the entire process. I will absolutely be working with him again in the future as I continue building my credit. If you’re looking for someone who genuinely cares and goes the extra mile, Austin is the one to call!

5. Our experience with Capital Lending was absolutely top-tier from beginning to end.

   The process was smooth, efficient, and far less stressful than we expected. A huge part of that was Cory. He truly went above and beyond for us. He was extremely professional, knowledgeable, and proactive throughout the entire transaction. When other parts of the process felt lacking, Cory stepped up, kept everything moving, and made sure nothing fell through the cracks. What really stood out was how he looked at the big picture and walked my wife and me through multiple loan options so we could make the best decision for our family. There was zero pressure — just honest advice and clear communication. We couldn’t be happier with the service we received. I would absolutely recommend Capital Lending — and especially Cory — to anyone buying or refinancing a home. Five stars without hesitation.

FAQs

• What types of loans does West Capital Lending offer?

  West Capital Lending offers financing options tailored for real estate investors, including STR, DSCR, and Conventional loan programs. These loans are designed to help investors purchase or rate & term refinance income-producing properties such as Airbnbs and vacation rentals.

• What can I use these loans for?

  You can work with West Capital Lending to finance a property purchase or rate & term refinance. Each option is built to support short-term rental or investment property strategies.

• Where does West Capital Lending operate?

  West Capital Lending is licensed to provide loan products in 31 states including California, Florida, and Texas.

• Why work with a Rabbu lender?

  Rabbu lenders specialize in financing short-term rental and vacation rental properties. They understand STR income, DSCR qualification, and how to underwrite loans based on Airbnb performance data — making the process faster and more investor-friendly.

• How can I contact West Capital Lending?

  You can reach out directly through their Rabbu profile to discuss your financing goals. Simply fill out the contact form to get matched with a loan expert for your next STR investment.