The One Brokerage — STR, DSCR, and Conventional Loans in 47 states including California, Florida, and Texas

About The One Brokerage

NMLS #2142653. The Bigger Pockets Featured Lender! Founded by David Greene and Christian Bachelder, both hosts on the BiggerPockets network, The One Brokerage offers just about every loan product out there and specifically the best rates and terms in the short term rental space!

Key facts

Who

The One Brokerage, lender specializing in STR, DSCR, and Conventional loan programs for Airbnb investors.

Loan types

STR • DSCR • Conventional

Loan purposes

Purchase • Rate & Term Refinance

Licensed states

Alabama (AL), Alaska (AK), Arizona (AZ), Arkansas (AR), California (CA), Colorado (CO), Connecticut (CT), Delaware (DE), District of Columbia (DC), Florida (FL), Georgia (GA), Hawaii (HI), Idaho (ID), Illinois (IL), Indiana (IN), Iowa (IA), Kansas (KS), Kentucky (KY), Louisiana (LA), Maine (ME), Maryland (MD), Massachusetts (MA), Michigan (MI), Minnesota (MN), Mississippi (MS), Montana (MT), Nebraska (NE), New Hampshire (NH), New Jersey (NJ), New Mexico (NM), North Carolina (NC), North Dakota (ND), Ohio (OH), Oklahoma (OK), Oregon (OR), Pennsylvania (PA), Rhode Island (RI), South Carolina (SC), South Dakota (SD), Tennessee (TN), Texas (TX), Vermont (VT), Virginia (VA), Washington (WA), West Virginia (WV), Wisconsin (WI), and Wyoming (WY)

Proof

5.0★ (5 recommendations)

Languages

English

Contact

Contact on Rabbu

Source

Profile

1. After getting rejected by several lenders, I reached out to Christian as a final financing effort for a commercial building.

   Not only did he break down the numbers, he clearly explained why it doesn't meet lender's underwriting criteria. Despite not able to finance the property, this was the most useful 30 minutes I have spent talking to a lender. Thank you for your time Christian

2. Working with Kevin and Bryce was an absolute pleasure from start to finish.

   Even during an incredibly busy time for all of us, they made the entire process seamless and stress-free. Kevin’s strategic advice regarding seller credit and negotiation was invaluable and ultimately helped us land a fantastic deal. My wife and I are thrilled with our new investment, and we couldn't have gotten it over the finish line without their hard work and dedication. If you want a team that genuinely cares, knows the market inside out, and delivers results, look no further. We will absolutely be working with them again in the future!

3. I had a fantastic experience working with Miki and Ashly as my mortgage brokers.

   They were extremely professional, responsive, and genuinely great to work with throughout the entire process. As a real estate investor, finding the right loan structure and a competitive rate is very important to me, and they were able to do exactly that. They took the time to understand what I needed and found the perfect loan for my situation with a great rate. Communication was excellent from start to finish, and everything was handled smoothly. Most importantly, the closing happened right on time with no surprises. I highly recommend Miki and his team to anyone looking for knowledgeable, reliable, and professional mortgage brokers. I will definitely work with them again in the future.

4. I have had such a wonderful experience working with One Brokerage.

   Frank and Ashley worked so hard to make sure my refinance process was smooth. They were both so responsive whenever I needed them and explained everything to me until I understood every single part of the process. Customer service to this high of a standard is hard to find but I'm so glad I could experience it with them. I look forward to doing many more deals through them!

5. I had an excellent experience with Frank and Nathan.

   I had been unsuccessful finding a mortgage broker that not only understood what I wanted but had a working knowledge additional options. Everything progressed smoothly. Frank was easily accessible and had a quick response time. He adjusted well to changes in the mortgage process and always had a solution. Frank will be my first call in the future and I look forward to working with him.

FAQs

• What types of loans does The One Brokerage offer?

  The One Brokerage offers financing options tailored for real estate investors, including STR, DSCR, and Conventional loan programs. These loans are designed to help investors purchase or rate & term refinance income-producing properties such as Airbnbs and vacation rentals.

• What can I use these loans for?

  You can work with The One Brokerage to finance a property purchase or rate & term refinance. Each option is built to support short-term rental or investment property strategies.

• Where does The One Brokerage operate?

  The One Brokerage is licensed to provide loan products in 47 states including California, Florida, and Texas.

• Why work with a Rabbu lender?

  Rabbu lenders specialize in financing short-term rental and vacation rental properties. They understand STR income, DSCR qualification, and how to underwrite loans based on Airbnb performance data — making the process faster and more investor-friendly.

• How can I contact The One Brokerage?

  You can reach out directly through their Rabbu profile to discuss your financing goals. Simply fill out the contact form to get matched with a loan expert for your next STR investment.