Total Quality Lending — STR, DSCR, and Conventional Loans in 42 states including California, Florida, and Texas

About Total Quality Lending

NMLS #1933377. Total Quality Lending Specializes in STR loans With Little As 10% down,  15-day close guarantee, No lender fees on refinances. Our expert team, with 1000+ 5-star reviews, provides competitive rates as a direct lender. Partner with us to build wealth.

Key facts

Who

Total Quality Lending, lender specializing in STR, DSCR, and Conventional loan programs for Airbnb investors.

Loan types

STR • DSCR • Conventional

Loan purposes

Purchase • Rate & Term Refinance

Licensed states

Alabama (AL), Arizona (AZ), Arkansas (AR), California (CA), Colorado (CO), Connecticut (CT), Florida (FL), Georgia (GA), Hawaii (HI), Idaho (ID), Illinois (IL), Indiana (IN), Iowa (IA), Kansas (KS), Kentucky (KY), Louisiana (LA), Maine (ME), Maryland (MD), Massachusetts (MA), Michigan (MI), Minnesota (MN), Mississippi (MS), Missouri (MO), Montana (MT), Nebraska (NE), New Hampshire (NH), New Jersey (NJ), New Mexico (NM), New York (NY), North Carolina (NC), Ohio (OH), Oklahoma (OK), Oregon (OR), Pennsylvania (PA), South Carolina (SC), Tennessee (TN), Texas (TX), Virginia (VA), Washington (WA), West Virginia (WV), Wisconsin (WI), and Wyoming (WY)

Proof

5.0★ (5 recommendations)

Languages

English

Contact

Contact on Rabbu

Source

Profile

1. I recently completed a sale and couldn’t have asked for a better lending experience.

   My lead, Hunter Turpen, was terrific to work with from start to finish. He was highly responsive, always true to his word, and genuinely a pleasure to interact with. Whenever I had a question, I knew I’d get a quick, clear answer. I’d also like to thank Katie Buckley, who supported the engagement. She was very thorough and a great communicator, and she helped keep everything on track. Together, Hunter and Katie made the process smooth and stress-free. I’d gladly work with Total Quality Lending again and recommend them to anyone who wants a team they can trust.

2. We had a great experience working with Adam Jaeger at Total Quality Lending!

   Adam, Aaron, and Kylee provided outstanding customer service throughout the entire loan process. He was responsive, knowledgeable, and focused on finding solutions rather than creating obstacles. He made what could have been a stressful process much easier and helped us get everything across the finish line. We truly appreciate his dedication, professionalism, and willingness to go the extra mile. Highly recommend Adam and his team!

3. I was very pleased with my experience at TQL.

   The process was efficient and smooth. Evan and Trevor, in particular, were wonderful. I was surprised at how quickly they responded to my questions and concerns. At times, Evan was so quick to respond you forget he has other clients. But they always kept me posted on my loan’s status and worked with me when we had an unexpected snag and the loans process stalked for a bit. But everything they said they would do, they did and it wasn’t too long after the issue that the loan closed. I was very happy with them and I plan on working with them in the future. I highly recommend.

4. I recently had the pleasure of working with Evan Stinnett and Bradley from Total Quality Lending, and I couldn’t be happier with the experience.

   It was great having them by my side throughout the entire process. Communication was excellent, and Evan was always there whenever I had questions or needed anything related to my mortgage. You can absolutely trust these guys! They made the whole process very smooth. I look forward to working with Evan and Bradley again in the future.

5. I’ve now completed 9 DSCR loans for my short-term rental properties with Total Quality Lending, and I couldn’t be happier with the experience.

   From start to finish, their team has been professional, responsive, and incredibly knowledgeable about investment property financing. My loan officer, Taylor Burkhart, has been outstanding throughout every transaction. Taylor always had my best interest in mind, communicated clearly, and made sure each deal stayed on track. With DSCR loans, experience matters, and it shows. I shopped over 20 different lenders before deciding who to work with, and Total Quality Lending consistently stood out in terms of service, transparency, and overall execution. After 9 successful closings, I can confidently say they’ve earned my long-term business. If you’re an investor looking for a reliable lender who understands DSCR and short-term rental properties, I highly recommend them.

FAQs

• What types of loans does Total Quality Lending offer?

  Total Quality Lending offers financing options tailored for real estate investors, including STR, DSCR, and Conventional loan programs. These loans are designed to help investors purchase or rate & term refinance income-producing properties such as Airbnbs and vacation rentals.

• What can I use these loans for?

  You can work with Total Quality Lending to finance a property purchase or rate & term refinance. Each option is built to support short-term rental or investment property strategies.

• Where does Total Quality Lending operate?

  Total Quality Lending is licensed to provide loan products in 42 states including California, Florida, and Texas.

• Why work with a Rabbu lender?

  Rabbu lenders specialize in financing short-term rental and vacation rental properties. They understand STR income, DSCR qualification, and how to underwrite loans based on Airbnb performance data — making the process faster and more investor-friendly.

• How can I contact Total Quality Lending?

  You can reach out directly through their Rabbu profile to discuss your financing goals. Simply fill out the contact form to get matched with a loan expert for your next STR investment.